Branford 32008

Gainesville, FL · Suwannee County, FL · 5,087 properties with county records

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Branford 32008 is in Suwannee County, FL, part of the Gainesville Metro. The typical home value in Branford 32008 is $270,768 (Zillow Home Value Index, August 2026), up 2.0% from a year earlier. Homes that sold went under contract in a median 104 days, and 29% of listings took a price cut (Redfin Data Center, period ending Aug 31, 2026). On Lotvox's market-leverage reading of that data, with 7.7 months of supply, buyers hold the advantage. The Lotvox Turnover Index is not published for 32008 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Suwannee County's 4 ZIPs with a Zillow value, the middle one is $286,018, so 32008 sits 5% below the county middle. Lotvox holds county assessor records for 5,087 properties in 32008.

Headline value data through August 2026. Each source below carries its own date.

Is 32008 a buyer's or seller's market?

By Lotvox's leverage reading of Redfin data through Aug 31, 2026, 32008 is a buyer's market. Homes went under contract in a median 104 days with 7.7 months of supply.

What do homes in 32008 sell for?

The typical home value in 32008 is $270,768 (Zillow Home Value Index, August 2026), up 2.0% in a year. County records put the median at about $353 per square foot (computed Apr 21, 2026).

Who is likely to sell in 32008?

Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 32008 has not passed that test yet. When it does, the score appears here.

How does 32008 compare to Suwannee County?

32008's typical value of $270,768 compares with a middle value of $286,018 across Suwannee County's 4 ZIPs. Both are Zillow Home Value Index figures for August 2026.

Where does this 32008 data come from?

Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.

Sources: Zillow Home Value Index (ZHVI) (as of Aug 31, 2026) · Redfin Data Center (as of Aug 31, 2026) · Zillow Observed Rent Index (ZORI) (as of date not recorded) · county assessor records (counted Oct 15, 2026) · How Lotvox works
Cite as: Lotvox ZIP market record, 32008 Branford, FL, data through August 2026, https://lotvox.com/gainesville/zip/32008

Listings Flow Ladder — 32008

Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Aug 31, 2026

Thin market — under 25 active listings; ratios withheld
the basin is fillingnet 2 listings/mo
balanced 4–6 mo7.7 mo
Faucet — new listings
5/mo
150% of normal (3) · gushing· baseline thin
Basin — active listings
23
164% of normal (14) · high· baseline thin
Months of supply
7.7 mo
derived — not published at this grain
Drain — closed sales
3/mo
82% of normal (4)· baseline thin
Net — faucet minus drain
+2/mo
filling
Reading
current
as of 2026-08-31
Compare against:
2015-01-01 to 2019-12-31 · 5 same-month points

How plugged is the drain? Two definitions, both ours, deliberately not reconciled.

  • —Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
  • —Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month

Closed sales over 24 months — two different numbers, deliberately not merged.

  • 1/mofall in the monthly rate (18%)— peak 4/mo (2026-07-31) to 3/mo now
  • 16transactions that did not happen— summed monthly shortfall vs the same-month normal, over 18 months below it (vs 2015-19 (COVID excluded))
  • rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-08-31

Redfin market data (county + ZIP), via Lotvox. As of 2026-08-31. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month. A fresher supply-only read (2 new, 23 active, 2026-09-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.

Should you buy here?

buyer-timing lens
44affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36.5%
severe
Days on market
104
daily
Price cuts
28.8%
of active
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Rent vs own
Not available for this ZIP — no rent or ownership-cost estimate published here.
Rent to price
Not available for this ZIP — no price-to-rent ratio published here.
49
/100
mixed
warming · buyer advantage · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / seller

buyer-timing lens
82/ 100SellerBalancedBuyer
Strong Buyer's Market
Needs 17.8% correction for affordability
Score Components
Payment Burden (25%)50
Valuation Gap (25%)100
Buy vs Rent (15%)100
Days on Market (5%)100

Strong buyer leverage in 32008. If you must buy now, offer 10-15% below list price. Payment burden: 34.2% of median income. Median days on market: 106. Renting is approximately 133% cheaper than buying (price-to-rent ratio: 28.0). Market appears 45% overpriced vs. assessed values.

What to Offer

Offer 10-15% below list price. Sellers are under pressure.

Conditions most similar to late 2007 — overvaluation without corresponding income growth. Significant correction potential.
WARMINGBUYER ADVANTAGE

Market is warming with rising prices. Buyers have strong negotiating leverage.

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Market snapshot

each number, once
Median price
$270,768
▴ 2.0% YoY
Days on market
104
daily · zip_data
Median rent
$822
ZORI
Investor score
37/100
cash-flow lens
Active listings
23
90-day

Valuation

3 lenses, different anchors
vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+83.4%
County-wide market — the widest, slowest signal.
Lafayette+83.4%
Gilchrist+93.0%
Suwannee+63.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$353
Price-to-income5.6×

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How 32008 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

29SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply--
Days on Market104d
Inv vs History+23.0%
Listing Density9.0/1k
Market dynamics
Price cut %28.8%
Momentumwarming
LeverageBUYER ADVANTAGE
Months of supply7.7
Sales (90d)9
Investment analysis
Median rent$822
Price-to-rent28.0
Est. cap rate2.3%
Buy vs rentfavors renting

Livability

Walk score10
Transit score—
Bike score—

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Housing pulse

4 charts, one facade
Payment Shock ≠ Price Crash
36.5%severe
payment burden — est. P&I $1,500/mo on $270,768 vs median income $49,277
7.4% 30yr fixed (as of 2026-10-08) · 20% down, 30yr fixed
200820172026$0k$70k$140k$210k$280k$0$400$800$1,200$1,600
home value (left)est. monthly payment (right)
estimated monthly P&I at the CURRENT rate (7.4% as of 2026-10-08), held constant — 20% down, 30yr fixed
as of 2026-08-31 · Zillow ZHVI + FRED MORTGAGE30US (fred, as of 2026-10-08) + Census median household income
Real Home Values
$270,768in 2026-08 dollars (nominal $270,768)
2002201020172026$0k$75k$150k$225k$300k
real (2026-08 = 100 deflator)nominal
price basis: Zillow ZHVI
as of 2026-08-31 · Zillow ZHVI + CPI (national deflator)
Listings Flow Ladder
New listings
5
Active listings
23
Closed sales
3
Net flow
+2 · filling
months of supply 7.7 (balanced band 4–6) · THIN market
20242025202520260248
new listingsclosed sales
as of 2026-08-31 · Redfin market data (county + ZIP), via Lotvox
Migration vs Inventory
county migration (parent)
+7net migration (2022-2023), gaining — households
in 43 · out 36 · Lafayette County, FL (parent county of this ZIP)
2013201720212026071428
active inventory
as of 2026-06-01 · IRS SOI county-to-county migration flows 2022-2023 + Redfin inventory history

Price bands

mix-shift

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Suwannee County context

macro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Owner stock, age of householder

Tenure by age of householder (ACS B25007) is not published below county. Any ZIP figure here is DERIVED from the county's age-specific owner rates applied to this ZIP's own age structure — never read directly.

Derived — this ZIP
No ZIP figure — this ZIP spans 4 counties
NOT DERIVED: this ZIP spans more than one county. Tenure by age is not published below county, and no single county rate applies here. Weighting by area would produce a number, not a measurement - area is a poor proxy for where households are. Each county's own figure is shown instead.
Measured — each county this ZIP spans
  • Lafayette · 46% of area14.9% in 2023
  • Gilchrist · 25% of area14.4% in 2023
  • Suwannee · 24% of area15.5% in 2023
  • Dixie · 5% of area18.8% in 2023
ACS B25007, published at county grain.