Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Negotiate Hard
DOM: 123d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)80
Supply & Demand (20%)20
Buy vs Rent (15%)100
Cancellation Rate (10%)100
Days on Market (5%)100
Moderate buyer leverage in 80102. Room to negotiate 5-10% below list. Payment burden: 29.8% of median income. Median days on market: 123. Renting is approximately 208% cheaper than buying (price-to-rent ratio: 37.0). Market appears 21% overpriced vs. assessed values.
What to Offer
Offer 5-10% below list. You have room to negotiate.
Adams County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
County Coverage (3 counties)
ZIP 80102 spans 3 counties
Healthy (22)
This ZIP code crosses county lines. Property data shows Adams (75.7%), Arapahoe (21.8%) and Elbert (2.4%). County metrics below are shown separately for each county.
Adams (75.7%)
Arapahoe (21.8%)
Elbert (2.4%)
ZIP 80102→3 counties
Adams County 75.7%Arapahoe County 21.8%Elbert County 2.4%
12-Month Direction
-7Stable
Confidence
100%
DeterioratingStableImproving
Why this score
BuildersLens Market Intelligence
Market Score
41· Weak
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Economic indicators are mixed relative to comparable U.S. counties.
Unemployment Rate
4.0%
CO 3.8%US 4.4%
Near national averages
Source: BLS LAUS · 2026-0540d ago
Poverty Rate
9.7%
CO 9.4%US 12.6%
Lower than most U.S. counties
Median Household Income
$91,387
CO $94,510US $82,006
Higher than most U.S. counties
Cost of Living (RPP)
112.5
CO 111.8US 100.3
Higher than many comparable counties
Home Value (ZHVI)$486,452
County data: BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA · Coverage derived from property records · Counties with <2% coverage excluded as likely data errors