Palm Coast 32164

Deltona-Daytona Beach-Ormond Beach, FL · Flagler County, FL · 30,795 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

55affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.3%
affordable
Days on market
80
daily
Price cuts
29.9%
of active
Valuation
-22.9%
vs assessor
Look up an address
57
/100
mixed
cooling · seller slight · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

62/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 96d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)75
Days on Market (5%)100

Moderate buyer leverage in 32164. Room to negotiate 5-10% below list. Payment burden: 27.4% of median income. Median days on market: 96. Renting is approximately 17% cheaper than buying (price-to-rent ratio: 14.0). Market appears 20% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 2.7% YoY.

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Market snapshoteach number, once

Median price
$323,378
▾ 2.7% YoY
Days on market
80
daily · zip_data
Median rent
$1,921
ZORI
Investor score
68/100
cash-flow lens
Active listings
492
90-day

Valuation3 lenses, different anchors

vs assessor
-22.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$249,450
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.6%
County-wide market — the widest, slowest signal.
Flagler+56.6%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$153
Price-to-income4.5×

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How 32164 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

18SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply16.3 mo
Days on Market80d
Inv vs History-22.7%
Listing Density25.0/1k
Market dynamics
Price cut %29.9%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply16.3
Sales (90d)0
Investment analysis
Median rent$1,921
Price-to-rent14.0
Est. cap rate4.6%
Buy vs rentfavors buying

Livability

Walk score1
Transit score1
Bike score—

Historical trends

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Flagler County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

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32110
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Deltona–Daytona Beach Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Flagler County