Melissa 75454

Dallas-Fort Worth-Arlington, TX · Collin County, TX · 967 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

68affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
19.4%
affordable
Days on market
68
daily
Price cuts
33.1%
of active
Valuation
-1.4%
vs assessor
Look up an address
59
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
0
Affordability
95
Valuation
90
Economic health
68

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

49/ 100SellerBalancedBuyer
Balanced Market
DOM: 97d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)100
Days on Market (5%)100

Balanced market in 75454. List price is roughly fair — focus on condition and value. Payment burden: 19.4% of median income. Median days on market: 97. Renting is approximately 55% cheaper than buying (price-to-rent ratio: 18.6).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 6.0% YoY.

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Market snapshoteach number, once

Median price
$433,399
▾ 6.0% YoY
Days on market
68
daily · zip_data
Median rent
$1,941
ZORI
Investor score
43/100
cash-flow lens
Active listings
192
90-day

Valuation3 lenses, different anchors

vs assessor
-1.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$427,147
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.6%
County-wide market — the widest, slowest signal.
Collin+64.6%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$182
Price-to-income3.2×

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How 75454 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity53%
Supply tightness0%
Affordability70%
Investment yield44%
Appreciation6%

Affordability, supply & momentum

15SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply24.5 mo
Days on Market68d
Inv vs History+0.5%
Listing Density35.4/1k
Affordability — payment burden
Monthly payment (P&I)$2,189
Payment burden19.4%
Median income · ZIP$135,556
Mortgage rate6.49% · 30yr
Total monthly own$2,623
Monthly rent$1,941
Market dynamics
Price cut %33.1%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply24.5
Sales (90d)0
Investment analysis
Median rent$1,941
Price-to-rent18.6
Est. cap rate3.5%
Buy vs rentneutral

Livability

Walk score2
Transit score
Bike score

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Collin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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