McKinney 75072

Dallas-Fort Worth-Arlington, TX · Collin County, TX · 3,739 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

67affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
20.3%
affordable
Days on market
34
daily
Price cuts
32.1%
of active
Valuation
+4.9%
vs assessor
Look up an address
59
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
0
Affordability
95
Valuation
90
Economic health
67

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

39/ 100SellerBalancedBuyer
Seller's Market
DOM: 76d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)50
Days on Market (5%)75

Seller-favored market in 75072. Expect to pay at or near list price. Payment burden: 20.3% of median income. Median days on market: 76. Renting is approximately 53% cheaper than buying (price-to-rent ratio: 18.4).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 6.1% YoY.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$520,487
▾ 6.1% YoY
Days on market
34
daily · zip_data
Median rent
$2,362
ZORI
Investor score
42/100
cash-flow lens
Active listings
227
90-day

Valuation3 lenses, different anchors

vs assessor
+4.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$545,758
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.6%
County-wide market — the widest, slowest signal.
Collin+64.6%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$498
Price-to-income3.4×

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How 75072 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity87%
Supply tightness51%
Affordability66%
Investment yield44%
Appreciation5%

Affordability, supply & momentum

33SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply14.6 mo
Days on Market34d
Inv vs History+16.1%
Listing Density12.8/1k
Affordability — payment burden
Monthly payment (P&I)$2,629
Payment burden20.3%
Median income · ZIP$155,294
Mortgage rate6.49% · 30yr
Total monthly own$3,150
Monthly rent$2,362
Market dynamics
Price cut %32.1%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply14.6
Sales (90d)0
Investment analysis
Median rent$2,362
Price-to-rent18.4
Est. cap rate3.5%
Buy vs rentneutral

Livability

Walk score4
Transit score—
Bike score—

Historical trends

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Collin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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