Irving 75038

Dallas-Fort Worth-Arlington, TX · Dallas County, TX · 7,364 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

32affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
41.2%
severe
Days on market
37
daily
Price cuts
29.9%
of active
Valuation
-49.7%
vs assessor
Look up an address
38
/100
Weak
stable · balanced · prices rising year-over-year.
Price trend
55
Affordability
25
Valuation
35
Economic health
32

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

71/ 100SellerBalancedBuyer
Negotiate Hard
Needs 27.2% correction for affordability
DOM: 68d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)75
Days on Market (5%)75

Moderate buyer leverage in 75038. Room to negotiate 5-10% below list. Payment burden: 41.2% of median income. A 15% price correction needed to reach 30% affordability threshold. Median days on market: 68. Renting is approximately 132% cheaper than buying (price-to-rent ratio: 27.9).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$468,524
▴ 1.4% YoY
Days on market
37
daily · zip_data
Median rent
$1,397
ZORI
Investor score
35/100
cash-flow lens
Active listings
66
90-day

Valuation3 lenses, different anchors

vs assessor
-49.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$235,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+77.9%
County-wide market — the widest, slowest signal.
Dallas+77.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$272
Price-to-income6.8×

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How 75038 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity84%
Supply tightness60%
Affordability6%
Investment yield13%
Appreciation72%

Affordability, supply & momentum

41SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply20.4 mo
Days on Market37d
Inv vs History-1.3%
Listing Density4.8/1k
Affordability — payment burden
Monthly payment (P&I)$2,367
Payment burden41.2%
Median income · ZIP$69,013
Mortgage rate6.49% · 30yr
Total monthly own$2,835
Monthly rent$1,397
Market dynamics
Price cut %29.9%
Momentumstable
LeverageBALANCED
Months of supply20.4
Sales (90d)0
Investment analysis
Median rent$1,397
Price-to-rent27.9
Est. cap rate2.3%
Buy vs rentfavors renting

Livability

Walk score4
Transit score4
Bike score

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Dallas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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