Frisco 75034

Dallas-Fort Worth-Arlington, TX · Collin County, TX · 1,095 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

37affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
38.1%
severe
Days on market
39
daily
Price cuts
30.5%
of active
Valuation
+2.9%
vs assessor
Look up an address
43
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
35
Affordability
25
Valuation
90
Economic health
37

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

62/ 100SellerBalancedBuyer
Negotiate Hard
Needs 21.3% correction for affordability
DOM: 60d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)25
Days on Market (5%)60

Moderate buyer leverage in 75034. Room to negotiate 5-10% below list. Payment burden: 38.1% of median income. A 8% price correction needed to reach 30% affordability threshold. Median days on market: 60. Renting is approximately 179% cheaper than buying (price-to-rent ratio: 33.5).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 2.8% YoY.

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Market snapshoteach number, once

Median price
$678,467
▾ 2.8% YoY
Days on market
39
daily · zip_data
Median rent
$1,690
ZORI
Investor score
23/100
cash-flow lens
Active listings
237
90-day

Valuation3 lenses, different anchors

vs assessor
+2.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$698,180
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.6%
County-wide market — the widest, slowest signal.
Collin+64.6%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$546
Price-to-income6.3×

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How 75034 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity82%
Supply tightness67%
Affordability7%
Investment yield6%
Appreciation24%

Affordability, supply & momentum

27SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply21.1 mo
Days on Market39d
Inv vs History+41.5%
Listing Density11.4/1k
Affordability — payment burden
Monthly payment (P&I)$3,427
Payment burden38.1%
Median income · ZIP$107,945
Mortgage rate6.49% · 30yr
Total monthly own$4,106
Monthly rent$1,690
Market dynamics
Price cut %30.5%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply21.1
Sales (90d)0
Investment analysis
Median rent$1,690
Price-to-rent33.5
Est. cap rate1.9%
Buy vs rentfavors renting

Livability

Walk score5
Transit score
Bike score

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Collin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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