Celina 75009

Dallas-Fort Worth-Arlington, TX · Collin County, TX · 1,154 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

68affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
19.5%
affordable
Days on market
118
daily
Price cuts
35.2%
of active
Valuation
+12.7%
vs assessor
Look up an address
55
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
0
Affordability
95
Valuation
70
Economic health
68

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

49/ 100SellerBalancedBuyer
Balanced Market
DOM: 138d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)100
Days on Market (5%)100

Balanced market in 75009. List price is roughly fair — focus on condition and value. Payment burden: 19.5% of median income. Median days on market: 138. Renting is approximately 87% cheaper than buying (price-to-rent ratio: 22.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 9.0% YoY.

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Market snapshoteach number, once

Median price
$534,495
▾ 9.0% YoY
Days on market
118
daily · zip_data
Median rent
$1,987
ZORI
Investor score
28/100
cash-flow lens
Active listings
851
90-day

Valuation3 lenses, different anchors

vs assessor
+12.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$602,126
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.6%
County-wide market — the widest, slowest signal.
Collin+64.6%
Denton+65.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$179
Price-to-income3.2×

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How 75009 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity20%
Supply tightness0%
Affordability70%
Investment yield27%
Appreciation1%

Affordability, supply & momentum

7SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply21.7 mo
Days on Market118d
Inv vs History+15.5%
Listing Density100.0/1k
Affordability — payment burden
Monthly payment (P&I)$2,700
Payment burden19.5%
Median income · ZIP$166,064
Mortgage rate6.49% · 30yr
Total monthly own$3,234
Monthly rent$1,987
Market dynamics
Price cut %35.2%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply21.7
Sales (90d)0
Investment analysis
Median rent$1,987
Price-to-rent22.4
Est. cap rate2.9%
Buy vs rentfavors renting

Livability

Walk score
Transit score1
Bike score

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Collin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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