Lemont 60439

Cook County, IL · 29,477 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.7%
affordable
Days on market
60
daily
Price cuts
18.6%
of active
Valuation
-19.7%
vs assessor
Look up an address
68
/100
Stable
hot · balanced · prices rising year-over-year.
Price trend
67
Affordability
85
Valuation
50
Economic health
56

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

53/ 100SellerBalancedBuyer
Balanced Market
DOM: 69d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)60
Supply & Demand (20%)85
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 60439. List price is roughly fair — focus on condition and value. Payment burden: 26.8% of median income. Median days on market: 69. Renting is approximately 106% cheaper than buying (price-to-rent ratio: 24.7). Market appears 13% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 6.9% YoY.

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Market snapshoteach number, once

Median price
$584,216
▴ 6.9% YoY
Days on market
60
daily · zip_data
Median rent
$1,969
ZORI
Investor score
51/100
cash-flow lens
Active listings
73
90-day

Valuation3 lenses, different anchors

vs assessor
-19.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$469,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$204
Price-to-income4.4×

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How 60439 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity36%
Supply tightness41%
Affordability6%
Investment yield10%
Appreciation62%

Affordability, supply & momentum

23SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply10.8 mo
Days on Market60d
Inv vs History-1.9%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$2,951
Payment burden26.7%
Median income · ZIP$132,511
Mortgage rate6.49% · 30yr
Total monthly own$3,535
Monthly rent$1,969
Market dynamics
Price cut %18.6%
Momentumhot
LeverageBALANCED
Months of supply10.8
Sales (90d)0
Investment analysis
Median rent$1,969
Price-to-rent24.7
Est. cap rate2.6%
Buy vs rentfavors renting

Livability

Walk score6
Transit score7
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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