Barclay 21607

Queen Anne's County, MD · 216 properties with county records

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Barclay 21607 is in Queen Anne'S, MD, part of the Baltimore Metro. The typical home value in Barclay 21607 is $389,058 (Zillow Home Value Index, September 2026), up 6.4% from a year earlier. Lotvox's most recent sales-pace figures for 21607 (Redfin Data Center) end Feb 28, 2026, too old to describe today's market, so this page does not call it a buyer's or seller's market. The Lotvox Turnover Index is not published for 21607 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Queen Anne'S's 11 ZIPs with a Zillow value, the middle one is $465,948, so 21607 sits 17% below the county middle. Lotvox holds county assessor records for 216 properties in 21607.

Headline value data through September 2026. Each source below carries its own date.

Is 21607 a buyer's or seller's market?

Lotvox cannot say yet: its most recent sales-pace figures for 21607 end Feb 28, 2026, too old to read today's market. The value trend from Zillow, dated on this page, is current.

What do homes in 21607 sell for?

The typical home value in 21607 is $389,058 (Zillow Home Value Index, September 2026), up 6.4% in a year. County records put the median at about $176 per square foot (computed Apr 21, 2026).

Who is likely to sell in 21607?

Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 21607 has not passed that test yet. When it does, the score appears here.

How does 21607 compare to Queen Anne'S?

21607's typical value of $389,058 compares with a middle value of $465,948 across Queen Anne'S's 11 ZIPs. Both are Zillow Home Value Index figures for September 2026.

Where does this 21607 data come from?

Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.

Sources: Zillow Home Value Index (ZHVI) (as of Sep 30, 2026) · Zillow Observed Rent Index (ZORI) (as of date not recorded) · county assessor records (counted Oct 27, 2026) · How Lotvox works
Cite as: Lotvox ZIP market record, 21607 Barclay, MD, data through September 2026, https://lotvox.com/baltimore/zip/21607

Listings Flow Ladder — 21607

Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Feb 28, 2026

balanced 4–6 mo
Faucet — new listings
—/mo
— of normal (0) · unknown· baseline thin
Basin — active listings
—
— of normal (—) · unknown
Months of supply
—
derived — not published at this grain
Drain — closed sales
0/mo
100% of normal (0)· baseline thin
Net — faucet minus drain
—
—
Reading
current
as of 2026-02-28
Compare against:
2015-01-01 to 2019-12-31 · 3 same-month points

How plugged is the drain? Two definitions, both ours, deliberately not reconciled.

  • —Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
  • 0%Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month

Closed sales over 24 months — two different numbers, deliberately not merged.

  • 1/mofall in the monthly rate (67%)— peak 1/mo (2025-11-30) to 0/mo now
  • 1transactions that did not happen— summed monthly shortfall vs the same-month normal, over 3 months below it (vs 2015-19 (COVID excluded))
  • rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-02-28

Redfin market data (county + ZIP), via Lotvox. As of 2026-02-28. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month. A fresher supply-only read (0 new, 0 active, 2025-12-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.

Should you buy here?

buyer-timing lens
55affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.9%
stretched
Days on market
81
daily
Price cuts
0.0%
of active

Days on market and price cuts: Redfin Data Center, rolling 90 days.

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Rent vs own
Not available for this ZIP — no rent or ownership-cost estimate published here.
Rent to price
Not available for this ZIP — no price-to-rent ratio published here.
68
/100
stable
hot · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / seller

buyer-timing lens
55/ 100SellerBalancedBuyer
Balanced Market
DOM: 81d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)60
Supply & Demand (20%)85
Days on Market (5%)75

Balanced market in 21607. List price is roughly fair — focus on condition and value. Payment burden: 27.1% of median income. Median days on market: 81. Renting is approximately 62% cheaper than buying (price-to-rent ratio: 19.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 6.4% YoY.

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Market snapshot

each number, once
Median price
$389,058
▴ 6.4% YoY
Days on market
81
Redfin
Median rent
$1,707
ZORI
Investor score
64/100
cash-flow lens
Active listings
0
90-day

Median price: Zillow Home Value Index (ZHVI). Median rent: Zillow Observed Rent Index (ZORI). Days on market and active listings: Redfin Data Center, rolling 90 days.

Valuation

3 lenses, different anchors
vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+43.1%
County-wide market — the widest, slowest signal.
Queen Anne's+43.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$176
Price-to-income4.5×

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How 21607 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

26SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply12.0 mo
Days on Market81d
Inv vs History-100.0%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumhot
LeverageBALANCED
Months of supply—
Sales (90d)1
Investment analysis
Median rent$1,707
Price-to-rent19.4
Est. cap rate3.4%
Buy vs rentneutral

Livability

Walk score2
Transit score—
Bike score—

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Housing pulse

4 charts, one facade
Payment Shock ≠ Price Crash
28.9%stretched
payment burden — est. P&I $2,138/mo on $389,058 vs median income $88,702
7.32% 30yr fixed (as of 2026-10-22) · 20% down, 30yr fixed
202320252026$0k$100k$200k$300k$400k$0$550$1,100$1,650$2,200
home value (left)est. monthly payment (right)
estimated monthly P&I at the CURRENT rate (7.32% as of 2026-10-22), held constant — 20% down, 30yr fixed
as of 2026-09-30 · Zillow ZHVI + FRED MORTGAGE30US (fred, as of 2026-10-22) + Census median household income
Real Home Values
$389,058in 2026-09 dollars (nominal $389,058)
2022202320252026$0k$100k$200k$300k$400k
real (2026-09 = 100 deflator)nominal
price basis: Zillow ZHVI
as of 2026-09-30 · Zillow ZHVI + CPI (national deflator)
Listings Flow Ladder
New listings
—
Active listings
—
Closed sales
0.333
Net flow
—
months of supply — (balanced band 4–6)
202320242025202600.250.51
new listingsclosed sales
as of 2026-02-28 · Redfin market data (county + ZIP), via Lotvox
Migration vs Inventory
county migration (parent)
+292net migration (2022-2023), gaining — households
in 989 · out 697 · Queen Anne's County, MD (parent county of this ZIP)
20132015202020250248
active inventory
as of 2025-09-01 · IRS SOI county-to-county migration flows 2022-2023 + Redfin inventory history

Price bands

mix-shift

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Queen Anne's County context

macro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

Typical home value: Zillow Home Value Index (ZHVI); change is the 12-month change.

Owner stock, age of householder

Tenure by age of householder (ACS B25007) is not published below county. Any ZIP figure here is DERIVED from the county's age-specific owner rates applied to this ZIP's own age structure — never read directly.

Derived — this ZIP
10.8% in 2023
of owner-occupied homes have a householder 75 or older
~184 estimated owner households in this ZIP.
Measured — its county
  • Queen Anne's13.9% in 2023
ACS B25007, published at county grain.