Riva 21140

Anne Arundel County, MD · 1,444 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.8%
affordable
Days on market
56
daily
Price cuts
0.0%
of active
Valuation
+10%
vs assessor
Look up an address
73
/100
stable
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

54/ 100SellerBalancedBuyer
Balanced Market
DOM: 63d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)60
Supply & Demand (20%)70
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 21140. List price is roughly fair — focus on condition and value. Payment burden: 26.9% of median income. Median days on market: 63. Renting is approximately 149% cheaper than buying (price-to-rent ratio: 29.9). Market appears 11% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$673,487
▴ 1.7% YoY
Days on market
56
daily · zip_data
Median rent
$1,879
ZORI
Investor score
36/100
cash-flow lens
Active listings
9
90-day

Valuation3 lenses, different anchors

vs assessor
+10.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$740,500
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+43.7%
County-wide market — the widest, slowest signal.
Anne Arundel+43.7%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$250
Price-to-income4.4×

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How 21140 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

25SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply8.0 mo
Days on Market56d
Inv vs History+35.3%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply8
Sales (90d)0
Investment analysis
Median rent$1,879
Price-to-rent29.9
Est. cap rate2.2%
Buy vs rentfavors renting

Livability

Walk score2
Transit score3
Bike score—

Historical trends

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Anne Arundel County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Baltimore Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Anne Arundel County