Hampstead 21074
Carroll County, MD · 5,301 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
57affordability /100
Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
26.3%
affordable
Days on market
25
daily
Price cuts
26.7%
of active
Valuation
+46.7%
vs assessor
68
/100
stable
warming · seller slight · prices rising year-over-year.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
DOM: 30d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)40
Supply & Demand (20%)85
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)20
Balanced market in 21074. List price is roughly fair — focus on condition and value. Payment burden: 26.3% of median income. Median days on market: 30. Renting is approximately 188% cheaper than buying (price-to-rent ratio: 34.5).
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGSELLER SLIGHT
Market is warming with rising prices. Sellers hold a slight edge.
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Market snapshoteach number, once
Median price
$440,226
▴ 2.6% YoY
Days on market
25
daily · zip_data
Median rent
$1,064
ZORI
Investor score
35/100
cash-flow lens
Active listings
39
90-day
Valuation3 lenses, different anchors
vs assessor
+46.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$646,000
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+49.7%
County-wide market — the widest, slowest signal.
Carroll+49.7%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$183
Price-to-income4.3×
How 21074 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.
Affordability, supply & momentum
30SUPPLY
BalancedSupply Tightness
Supply and demand are roughly even — standard negotiation dynamics.
Months of Supply11.3 mo
Days on Market25d
Inv vs History+35.4%
Listing Density--
Market dynamics
Price cut %26.7%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply11.3
Sales (90d)0
Investment analysis
Median rent$1,064
Price-to-rent34.5
Est. cap rate1.9%
Buy vs rentfavors renting
Livability
Walk score2
Transit score2
Bike score—
Historical trends
Carroll County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.