Chesapeake City 21915

Cecil County, MD · 1,964 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

58affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
25.4%
affordable
Days on market
135
daily
Price cuts
0.0%
of active
Valuation
+131.4%
vs assessor
Look up an address
63
/100
stable
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

52/ 100SellerBalancedBuyer
Balanced Market
DOM: 33d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)60
Supply & Demand (20%)70
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)40

Balanced market in 21915. List price is roughly fair — focus on condition and value. Payment burden: 25.4% of median income. Median days on market: 33. Renting is approximately 207% cheaper than buying (price-to-rent ratio: 36.9). Market appears 14% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$409,467
▴ 1.4% YoY
Days on market
135
daily · zip_data
Median rent
$925
ZORI
Investor score
32/100
cash-flow lens
Active listings
11
90-day

Valuation3 lenses, different anchors

vs assessor
+131.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$947,700
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+50.2%
County-wide market — the widest, slowest signal.
Cecil+50.2%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$186
Price-to-income4.2×

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How 21915 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

31SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply6.9 mo
Days on Market135d
Inv vs History-2.7%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply6.9
Sales (90d)0
Investment analysis
Median rent$925
Price-to-rent36.9
Est. cap rate1.8%
Buy vs rentfavors renting

Livability

Walk score8
Transit score—
Bike score—

Historical trends

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Cecil County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Wilmington Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Cecil County