Point of Rocks 21777

Name: 21777 Point of Rocks, MD housing market record
Creator: Lotvox
License: https://lotvox.com/terms

Frederick County, MD · 701 properties with county records

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Point of Rocks 21777 is in Frederick, MD, part of the Washington DC Metro. The typical home value in Point of Rocks 21777 is $518,439 (Zillow Home Value Index, August 2026), up 0.2% from a year earlier. Homes that sold went under contract in a median 62 days, and 0% of listings took a price cut (Redfin Data Center, period ending Aug 31, 2026). On Lotvox's market-leverage reading of that data, with 1.5 months of supply, neither buyers nor sellers hold a clear edge. The Lotvox Turnover Index is not published for 21777 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Frederick's 23 ZIPs with a Zillow value, the middle one is $465,967, so 21777 sits 11% above the county middle. Lotvox holds county assessor records for 701 properties in 21777.

Headline value data through August 2026. Each source below carries its own date.

Is 21777 a buyer's or seller's market?

By Lotvox's leverage reading of Redfin data through Aug 31, 2026, 21777 is a balanced market. Homes went under contract in a median 62 days with 1.5 months of supply.

What do homes in 21777 sell for?

The typical home value in 21777 is $518,439 (Zillow Home Value Index, August 2026), up 0.2% in a year. County records put the median at about $195 per square foot (computed Apr 21, 2026).

Who is likely to sell in 21777?

Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 21777 has not passed that test yet. When it does, the score appears here.

How does 21777 compare to Frederick?

21777's typical value of $518,439 compares with a middle value of $465,967 across Frederick's 23 ZIPs. Both are Zillow Home Value Index figures for August 2026.

Where does this 21777 data come from?

Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.

Sources: Zillow Home Value Index (ZHVI) (as of Aug 31, 2026) · Redfin Data Center (as of Aug 31, 2026) · county assessor records (counted Oct 15, 2026) · How Lotvox works

Cite as: Lotvox ZIP market record, 21777 Point of Rocks, MD, data through August 2026, https://lotvox.com/washington-dc/zip/21777

Listings Flow Ladder — Listings flow could not be loaded (429).

Should you buy here?

buyer-timing lens

61affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

25.2%

affordable

Days on market

daily

Price cuts

0.0%

of active

Valuation

-85.1%

vs assessor

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Rent vs own

Not available for this ZIP — no rent or ownership-cost estimate published here.

Rent to price

Not available for this ZIP — no price-to-rent ratio published here.

/100

stable

stable · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / seller

buyer-timing lens

Seller's Market

DOM: 36d (falling) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)0

Valuation Gap (25%)40

Supply & Demand (20%)85

Days on Market (5%)40

Seller-favored market in 21777. Expect to pay at or near list price. Payment burden: 23.4% of median income. Median days on market: 36.

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.

STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/washington-dc/zip/21777?utm_source=embed&utm_medium=backlink">Point of Rocks 21777 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshot

each number, once

Median price

$518,439

▴ 0.2% YoY

Days on market

daily · zip_data

Median rent

$1,774

county avg

Investor score

29/100

cash-flow lens

Active listings

90-day

Valuation

3 lenses, different anchors

vs assessor

-85.1%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$77,500

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+50.6%

County-wide market — the widest, slowest signal.

Frederick+50.6%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$195

Price-to-income3.9×

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How 21777 ranks in MD

percentile vs all MD ZIPs

Comparative ranking not available for this ZIP.

Affordability, supply & momentum

20SUPPLY

OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply12.0 mo

Days on Market62d

Inv vs History-6.2%

Listing Density--

Market dynamics

Price cut %0.0%

Momentumstable

LeverageBALANCED

Months of supply1.5

Sales (90d)4

Investment analysis

Median rent$1,774

Price-to-rent24.4

Est. cap rate2.5%

Buy vs rentfavors renting

Livability

Walk score12

Transit score8

Bike score—

Historical trends

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Housing pulse

4 charts, one facade

Housing pulse — Housing pulse could not be loaded (429).

Price bands

mix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Frederick.

Current tiers · 12 months to Aug 25floor 10 sales/tier

7 tiers had too few sales at every level and are left blank rather than estimated.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$250k–$500k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$500k–$750k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$750k–$1M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$1M–$1.5M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$1.5M–$2M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$2M+	—	—	—	—	fewer than 10 sales at zip, county and metro level
All sales (the headline median)	$383k	$199	12	100%	METRO · Frederick, MD

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 21777.

United States
South

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

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Frederick County context

macro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 21777→Frederick County, MD

12-Month Direction

+8Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

41· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden

25.2%

affordable

Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.4% · Zillow ZHVI · Census income · Updated 2026-10-08

Price-to-rent

24.4x

favors renting

Source: Zillow ZHVI ÷ (Zillow ZORI × 12)

Valuation21

+50.6%

overvalued

Source: Lotvox comps · Updated 2026-05-15