Middletown 21769

Frederick County, MD · 4,548 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

62affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23.3%
affordable
Days on market
33
daily
Price cuts
0.0%
of active
Valuation
-53%
vs assessor
Look up an address
67
/100
stable
stable · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

45/ 100SellerBalancedBuyer
Balanced Market
DOM: 37d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)60
Supply & Demand (20%)85
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)40

Balanced market in 21769. List price is roughly fair — focus on condition and value. Payment burden: 23.4% of median income. Median days on market: 37. Renting is approximately 92% cheaper than buying (price-to-rent ratio: 23.0).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$572,772
▴ 0.9% YoY
Days on market
33
daily · zip_data
Median rent
$2,071
ZORI
Investor score
43/100
cash-flow lens
Active listings
31
90-day

Valuation3 lenses, different anchors

vs assessor
-53.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$269,400
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+50.9%
County-wide market — the widest, slowest signal.
Frederick+50.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$195
Price-to-income3.9×

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How 21769 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

33SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply9.5 mo
Days on Market33d
Inv vs History+30.8%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply9.5
Sales (90d)0
Investment analysis
Median rent$2,071
Price-to-rent23.0
Est. cap rate2.8%
Buy vs rentfavors renting

Livability

Walk score3
Transit score2
Bike score

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Frederick County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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