Ijamsville 21754
Frederick County, MD · 2,700 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
61affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
23.5%
affordable
Days on market
40
daily
Price cuts
0.0%
of active
Valuation
+109.5%
vs assessor
67
/100
stable
stable · balanced · prices rising year-over-year.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Seller's Market
DOM: 72d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)25
Supply & Demand (20%)70
Cancellation Rate (10%)0
Days on Market (5%)75
Seller-favored market in 21754. Expect to pay at or near list price. Payment burden: 23.6% of median income. Median days on market: 72.
Buyer Caution
Seller's market. Be prepared to pay near list price.
Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
STABLEBALANCED
Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.
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Market snapshoteach number, once
Median price
$697,907
▴ 0.9% YoY
Days on market
40
daily · zip_data
Median rent
$1,633
county avg
Investor score
32/100
cash-flow lens
Active listings
26
90-day
Valuation3 lenses, different anchors
vs assessor
+109.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$1,462,300
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+50.9%
County-wide market — the widest, slowest signal.
Frederick+50.9%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$220
Price-to-income3.9×
How 21754 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.
Affordability, supply & momentum
37SUPPLY
BalancedSupply Tightness
Supply and demand are roughly even — standard negotiation dynamics.
Months of Supply7.5 mo
Days on Market40d
Inv vs History+28.7%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply7.5
Sales (90d)0
Investment analysis
Median rent$1,633
Price-to-rent35.6
Est. cap rate1.7%
Buy vs rentfavors renting
Livability
Walk score2
Transit score2
Bike score—
Historical trends
Frederick County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.