Dowell 20629

Calvert County, MD · 753 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

49affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
30.8%
stretched
Days on market
30
daily
Price cuts
0.0%
of active
Look up an address
56
/100
mixed
stable · seller slight · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

51/ 100SellerBalancedBuyer
Balanced Market
DOM: 53d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)80
Supply & Demand (20%)40
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 20629. List price is roughly fair — focus on condition and value. Payment burden: 30.8% of median income. Median days on market: 53. Market appears 25% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.6% YoY.

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Market snapshoteach number, once

Median price
$459,135
▾ 1.6% YoY
Days on market
30
daily · zip_data
Median rent
$1,589
county avg
Investor score
27/100
cash-flow lens
Active listings
5
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+41.8%
County-wide market — the widest, slowest signal.
Calvert+41.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$209
Price-to-income5.1×

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How 20629 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

57SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply6.0 mo
Days on Market30d
Inv vs History+1.0%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumstable
LeverageSELLER SLIGHT
Months of supply6
Sales (90d)0
Investment analysis
Median rent$1,589
Price-to-rent24.1
Est. cap rate2.5%
Buy vs rentfavors renting

Livability

Walk score
Transit score
Bike score

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Calvert County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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