Town 'n' Country 33635

Hillsborough County, FL · 3,856 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

47affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
32.2%
stretched
Days on market
35
daily
Price cuts
37.6%
of active
Valuation
-49.9%
vs assessor
Look up an address
38
/100
Weak
cooling · balanced · prices easing year-over-year.
Price trend
9
Affordability
65
Valuation
35
Economic health
47

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

34/ 100SellerBalancedBuyer
Seller's Market
Needs 6.8% correction for affordability
DOM: 44d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)50
Days on Market (5%)40

Seller-favored market in 33635. Expect to pay at or near list price. Payment burden: 32.3% of median income. Median days on market: 44. Renting is approximately 60% cheaper than buying (price-to-rent ratio: 19.2).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 3.3% YoY.

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Market snapshoteach number, once

Median price
$445,755
▾ 3.3% YoY
Days on market
35
daily · zip_data
Median rent
$1,932
ZORI
Investor score
46/100
cash-flow lens
Active listings
55
90-day

Valuation3 lenses, different anchors

vs assessor
-49.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$223,400
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.7%
County-wide market — the widest, slowest signal.
Hillsborough+74.7%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$144
Price-to-income5.3×

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How 33635 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity89%
Supply tightness97%
Affordability38%
Investment yield25%
Appreciation27%

Affordability, supply & momentum

77SUPPLY
Severe TightnessSupply Tightness

Very tight supply — well-priced homes attract multiple offers within days.

Months of Supply2.6 mo
Days on Market35d
Inv vs History+2.2%
Listing Density7.3/1k
Affordability — payment burden
Monthly payment (P&I)$2,252
Payment burden32.2%
Median income · ZIP$83,843
Mortgage rate6.49% · 30yr
Total monthly own$2,697
Monthly rent$1,932
Market dynamics
Price cut %37.6%
Momentumcooling
LeverageBALANCED
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,932
Price-to-rent19.2
Est. cap rate3.4%
Buy vs rentneutral

Livability

Walk score5
Transit score1
Bike score—

Historical trends

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Hillsborough County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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