Tampa 33629

Hillsborough County, FL · 10,866 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

35affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
39.3%
severe
Days on market
56
daily
Price cuts
28.9%
of active
Valuation
-30.8%
vs assessor
Look up an address
32
/100
Weak
cooling · balanced · prices easing year-over-year.
Price trend
35
Affordability
25
Valuation
35
Economic health
35

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

52/ 100SellerBalancedBuyer
Balanced Market
Needs 23.7% correction for affordability
DOM: 76d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)40
Supply & Demand (20%)20
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 33629. List price is roughly fair — focus on condition and value. Payment burden: 39.3% of median income. A 11% price correction needed to reach 30% affordability threshold. Median days on market: 76. Renting is approximately 152% cheaper than buying (price-to-rent ratio: 30.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 2.5% YoY.

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Market snapshoteach number, once

Median price
$1,026,072
▾ 2.5% YoY
Days on market
56
daily · zip_data
Median rent
$2,833
ZORI
Investor score
27/100
cash-flow lens
Active listings
159
90-day

Valuation3 lenses, different anchors

vs assessor
-30.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$710,257
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.7%
County-wide market — the widest, slowest signal.
Hillsborough+74.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$371
Price-to-income6.5×

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How 33629 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity66%
Supply tightness91%
Affordability14%
Investment yield6%
Appreciation37%

Affordability, supply & momentum

67SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market56d
Inv vs History-25.4%
Listing Density15.5/1k
Affordability — payment burden
Monthly payment (P&I)$5,183
Payment burden39.3%
Median income · ZIP$158,337
Mortgage rate6.49% · 30yr
Total monthly own$6,209
Monthly rent$2,833
Market dynamics
Price cut %28.9%
Momentumcooling
LeverageBALANCED
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,833
Price-to-rent30.2
Est. cap rate2.2%
Buy vs rentfavors renting

Livability

Walk score1
Transit score
Bike score

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Hillsborough County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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