Tampa 33616

Hillsborough County, FL · 4,969 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28%
stretched
Days on market
38
daily
Price cuts
33.9%
of active
Valuation
+109.9%
vs assessor
Look up an address
33
/100
Weak
cooling · balanced · prices easing year-over-year.
Price trend
0
Affordability
65
Valuation
20
Economic health
54

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

29/ 100SellerBalancedBuyer
Seller's Market
DOM: 86d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)50
Days on Market (5%)75

Seller-favored market in 33616. Expect to pay at or near list price. Payment burden: 28.1% of median income. Median days on market: 86. Renting is approximately 26% cheaper than buying (price-to-rent ratio: 15.1).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 4.7% YoY.

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Market snapshoteach number, once

Median price
$411,479
▾ 4.7% YoY
Days on market
38
daily · zip_data
Median rent
$2,275
ZORI
Investor score
58/100
cash-flow lens
Active listings
78
90-day

Valuation3 lenses, different anchors

vs assessor
+109.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$863,600
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.7%
County-wide market — the widest, slowest signal.
Hillsborough+74.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$652
Price-to-income4.6×

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How 33616 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity87%
Supply tightness90%
Affordability62%
Investment yield51%
Appreciation15%

Affordability, supply & momentum

72SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market38d
Inv vs History-2.4%
Listing Density12.4/1k
Affordability — payment burden
Monthly payment (P&I)$2,078
Payment burden28%
Median income · ZIP$88,971
Mortgage rate6.49% · 30yr
Total monthly own$2,490
Monthly rent$2,275
Market dynamics
Price cut %33.9%
Momentumcooling
LeverageBALANCED
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,275
Price-to-rent15.1
Est. cap rate4.3%
Buy vs rentneutral

Livability

Walk score6
Transit score2
Bike score

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Hillsborough County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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