Town 'n' Country 33615

Hillsborough County, FL · 14,035 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

44affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
33.9%
stretched
Days on market
46
daily
Price cuts
27.0%
of active
Valuation
-44.3%
vs assessor
Look up an address
46
/100
Mixed
stable · balanced · prices rising year-over-year.
Price trend
55
Affordability
45
Valuation
35
Economic health
44

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

36/ 100SellerBalancedBuyer
Seller's Market
Needs 11.5% correction for affordability
DOM: 58d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)25
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)25
Days on Market (5%)60

Seller-favored market in 33615. Expect to pay at or near list price. Payment burden: 34.0% of median income. Median days on market: 58. Renting is approximately 54% cheaper than buying (price-to-rent ratio: 18.5).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$370,792
▴ 0.2% YoY
Days on market
46
daily · zip_data
Median rent
$1,668
ZORI
Investor score
55/100
cash-flow lens
Active listings
189
90-day

Valuation3 lenses, different anchors

vs assessor
-44.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$206,450
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.7%
County-wide market — the widest, slowest signal.
Hillsborough+74.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$128
Price-to-income5.6×

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How 33615 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity80%
Supply tightness95%
Affordability31%
Investment yield28%
Appreciation79%

Affordability, supply & momentum

71SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market46d
Inv vs History-6.0%
Listing Density10.1/1k
Affordability — payment burden
Monthly payment (P&I)$1,873
Payment burden33.9%
Median income · ZIP$66,257
Mortgage rate6.49% · 30yr
Total monthly own$2,244
Monthly rent$1,668
Market dynamics
Price cut %27.0%
Momentumstable
LeverageBALANCED
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,668
Price-to-rent18.5
Est. cap rate3.5%
Buy vs rentneutral

Livability

Walk score3
Transit score3
Bike score

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Hillsborough County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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