Tampa 33613

Hillsborough County, FL · 6,469 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

29affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
43.2%
severe
Days on market
44
daily
Price cuts
28.3%
of active
Valuation
-23%
vs assessor
Look up an address
25
/100
Weak
cooling · balanced · prices easing year-over-year.
Price trend
8
Affordability
25
Valuation
50
Economic health
29

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

38/ 100SellerBalancedBuyer
Seller's Market
Needs 30.6% correction for affordability
DOM: 20d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)20

Seller-favored market in 33613. Expect to pay at or near list price. Payment burden: 43.3% of median income. A 19% price correction needed to reach 30% affordability threshold. Median days on market: 20. Renting is approximately 52% cheaper than buying (price-to-rent ratio: 18.2).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 3.4% YoY.

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Market snapshoteach number, once

Median price
$318,333
▾ 3.4% YoY
Days on market
44
daily · zip_data
Median rent
$1,454
ZORI
Investor score
50/100
cash-flow lens
Active listings
49
90-day

Valuation3 lenses, different anchors

vs assessor
-23.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$245,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.7%
County-wide market — the widest, slowest signal.
Hillsborough+74.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$117
Price-to-income7.1×

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How 33613 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity82%
Supply tightness99%
Affordability11%
Investment yield30%
Appreciation26%

Affordability, supply & momentum

78SUPPLY
Severe TightnessSupply Tightness

Very tight supply — well-priced homes attract multiple offers within days.

Months of Supply2.6 mo
Days on Market44d
Inv vs History-15.4%
Listing Density3.0/1k
Affordability — payment burden
Monthly payment (P&I)$1,608
Payment burden43.2%
Median income · ZIP$44,642
Mortgage rate6.49% · 30yr
Total monthly own$1,926
Monthly rent$1,454
Market dynamics
Price cut %28.3%
Momentumcooling
LeverageBALANCED
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,454
Price-to-rent18.2
Est. cap rate3.6%
Buy vs rentneutral

Livability

Walk score11
Transit score5
Bike score

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Hillsborough County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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