Tampa 33612

Hillsborough County, FL · 12,863 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

33affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
40.6%
severe
Days on market
28
daily
Price cuts
28.2%
of active
Valuation
+5.8%
vs assessor
Look up an address
38
/100
Weak
stable · balanced · prices easing year-over-year.
Price trend
35
Affordability
25
Valuation
70
Economic health
33

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

38/ 100SellerBalancedBuyer
Seller's Market
Needs 26.1% correction for affordability
DOM: 45d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)40

Seller-favored market in 33612. Expect to pay at or near list price. Payment burden: 40.6% of median income. A 14% price correction needed to reach 30% affordability threshold. Median days on market: 45. Renting is approximately 38% cheaper than buying (price-to-rent ratio: 16.5).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$293,934
▾ 1.0% YoY
Days on market
28
daily · zip_data
Median rent
$1,490
ZORI
Investor score
60/100
cash-flow lens
Active listings
89
90-day

Valuation3 lenses, different anchors

vs assessor
+5.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$311,060
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.7%
County-wide market — the widest, slowest signal.
Hillsborough+74.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$81
Price-to-income6.7×

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How 33612 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity93%
Supply tightness97%
Affordability13%
Investment yield41%
Appreciation64%

Affordability, supply & momentum

82SUPPLY
Severe TightnessSupply Tightness

Very tight supply — well-priced homes attract multiple offers within days.

Months of Supply2.6 mo
Days on Market28d
Inv vs History-4.2%
Listing Density4.7/1k
Affordability — payment burden
Monthly payment (P&I)$1,485
Payment burden40.6%
Median income · ZIP$43,919
Mortgage rate6.49% · 30yr
Total monthly own$1,779
Monthly rent$1,490
Market dynamics
Price cut %28.2%
Momentumstable
LeverageBALANCED
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,490
Price-to-rent16.5
Est. cap rate4.0%
Buy vs rentneutral

Livability

Walk score6
Transit score14
Bike score

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Hillsborough County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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