Tampa 33606

Hillsborough County, FL · 6,782 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

25affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
45.6%
severe
Days on market
61
daily
Price cuts
29.0%
of active
Valuation
-49.3%
vs assessor
Look up an address
15
/100
Distressed
cooling · buyer advantage · prices easing year-over-year.
Price trend
5
Affordability
10
Valuation
35
Economic health
25

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

52/ 100SellerBalancedBuyer
Balanced Market
Needs 34.2% correction for affordability
DOM: 111d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)100

Balanced market in 33606. List price is roughly fair — focus on condition and value. Payment burden: 45.6% of median income. A 23% price correction needed to reach 30% affordability threshold. Median days on market: 111. Renting is approximately 148% cheaper than buying (price-to-rent ratio: 29.7).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 3.7% YoY.

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Market snapshoteach number, once

Median price
$854,242
▾ 3.7% YoY
Days on market
61
daily · zip_data
Median rent
$2,394
ZORI
Investor score
24/100
cash-flow lens
Active listings
102
90-day

Valuation3 lenses, different anchors

vs assessor
-49.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$433,100
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.7%
County-wide market — the widest, slowest signal.
Hillsborough+74.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$318
Price-to-income7.5×

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How 33606 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity59%
Supply tightness89%
Affordability9%
Investment yield6%
Appreciation22%

Affordability, supply & momentum

66SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market61d
Inv vs History-14.9%
Listing Density11.2/1k
Affordability — payment burden
Monthly payment (P&I)$4,315
Payment burden45.6%
Median income · ZIP$113,634
Mortgage rate6.49% · 30yr
Total monthly own$5,169
Monthly rent$2,394
Market dynamics
Price cut %29.0%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,394
Price-to-rent29.7
Est. cap rate2.2%
Buy vs rentfavors renting

Livability

Walk score36
Transit score2
Bike score

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Hillsborough County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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