Tampa 33603

Hillsborough County, FL · 7,731 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

37affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
38.2%
severe
Days on market
26
daily
Price cuts
30.8%
of active
Valuation
-58%
vs assessor
Look up an address
29
/100
Weak
stable · seller slight · prices easing year-over-year.
Price trend
35
Affordability
25
Valuation
20
Economic health
37

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

43/ 100SellerBalancedBuyer
Balanced Market
Needs 21.5% correction for affordability
DOM: 57d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)40
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 33603. List price is roughly fair — focus on condition and value. Payment burden: 38.3% of median income. A 8% price correction needed to reach 30% affordability threshold. Median days on market: 57. Renting is approximately 37% cheaper than buying (price-to-rent ratio: 16.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$407,628
▾ 1.0% YoY
Days on market
26
daily · zip_data
Median rent
$2,070
ZORI
Investor score
60/100
cash-flow lens
Active listings
115
90-day

Valuation3 lenses, different anchors

vs assessor
-58.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$171,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.7%
County-wide market — the widest, slowest signal.
Hillsborough+74.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$188
Price-to-income6.3×

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How 33603 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity94%
Supply tightness95%
Affordability17%
Investment yield41%
Appreciation64%

Affordability, supply & momentum

76SUPPLY
Severe TightnessSupply Tightness

Very tight supply — well-priced homes attract multiple offers within days.

Months of Supply2.6 mo
Days on Market26d
Inv vs History0.0%
Listing Density13.6/1k
Affordability — payment burden
Monthly payment (P&I)$2,059
Payment burden38.2%
Median income · ZIP$64,632
Mortgage rate6.49% · 30yr
Total monthly own$2,467
Monthly rent$2,070
Market dynamics
Price cut %30.8%
Momentumstable
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,070
Price-to-rent16.4
Est. cap rate4.0%
Buy vs rentneutral

Livability

Walk score2
Transit score3
Bike score

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Hillsborough County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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