Tampa 33602

Hillsborough County, FL · 6,756 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

41affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36%
severe
Days on market
69
daily
Price cuts
29.9%
of active
Valuation
+37.8%
vs assessor
Look up an address
21
/100
Weak
cooling · balanced · prices easing year-over-year.
Price trend
0
Affordability
25
Valuation
35
Economic health
41

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

40/ 100SellerBalancedBuyer
Balanced Market
Needs 16.7% correction for affordability
DOM: 117d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)25
Days on Market (5%)100

Balanced market in 33602. List price is roughly fair — focus on condition and value. Payment burden: 36.1% of median income. Median days on market: 117. Renting is approximately 37% cheaper than buying (price-to-rent ratio: 16.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 6.1% YoY.

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Market snapshoteach number, once

Median price
$526,455
▾ 6.1% YoY
Days on market
69
daily · zip_data
Median rent
$2,674
ZORI
Investor score
51/100
cash-flow lens
Active listings
160
90-day

Valuation3 lenses, different anchors

vs assessor
+37.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$725,550
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.7%
County-wide market — the widest, slowest signal.
Hillsborough+74.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$297
Price-to-income5.9×

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How 33602 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity47%
Supply tightness89%
Affordability24%
Investment yield41%
Appreciation8%

Affordability, supply & momentum

62SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market69d
Inv vs History-18.6%
Listing Density16.4/1k
Affordability — payment burden
Monthly payment (P&I)$2,659
Payment burden36%
Median income · ZIP$88,569
Mortgage rate6.49% · 30yr
Total monthly own$3,186
Monthly rent$2,674
Market dynamics
Price cut %29.9%
Momentumcooling
LeverageBALANCED
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,674
Price-to-rent16.4
Est. cap rate4.0%
Buy vs rentneutral

Livability

Walk score17
Transit score2
Bike score

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Hillsborough County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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