Seffner 33584

Hillsborough County, FL · 10,691 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

47affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
32%
stretched
Days on market
40
daily
Price cuts
29.9%
of active
Valuation
-4.7%
vs assessor
Look up an address
58
/100
Mixed
stable · balanced · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
90
Economic health
47

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

36/ 100SellerBalancedBuyer
Seller's Market
Needs 6.3% correction for affordability
DOM: 57d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)40
Supply & Demand (20%)20
Buy vs Rent (15%)25
Cancellation Rate (10%)25
Days on Market (5%)60

Seller-favored market in 33584. Expect to pay at or near list price. Payment burden: 32.0% of median income. Median days on market: 57. Renting is approximately 18% cheaper than buying (price-to-rent ratio: 14.1).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$360,241
▾ 0.6% YoY
Days on market
40
daily · zip_data
Median rent
$2,131
ZORI
Investor score
72/100
cash-flow lens
Active listings
69
90-day

Valuation3 lenses, different anchors

vs assessor
-4.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$343,200
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.7%
County-wide market — the widest, slowest signal.
Hillsborough+74.7%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$108
Price-to-income5.3×

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How 33584 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity86%
Supply tightness95%
Affordability38%
Investment yield60%
Appreciation70%

Affordability, supply & momentum

76SUPPLY
Severe TightnessSupply Tightness

Very tight supply — well-priced homes attract multiple offers within days.

Months of Supply2.6 mo
Days on Market40d
Inv vs History-4.2%
Listing Density6.9/1k
Affordability — payment burden
Monthly payment (P&I)$1,820
Payment burden32%
Median income · ZIP$68,330
Mortgage rate6.49% · 30yr
Total monthly own$2,180
Monthly rent$2,131
Market dynamics
Price cut %29.9%
Momentumstable
LeverageBALANCED
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,131
Price-to-rent14.1
Est. cap rate4.6%
Buy vs rentfavors buying

Livability

Walk score5
Transit score1
Bike score—

Historical trends

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Hillsborough County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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