Ruskin 33570

Hillsborough County, FL · 14,040 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.6%
affordable
Days on market
63
daily
Price cuts
27.9%
of active
Valuation
-48.3%
vs assessor
Look up an address
43
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
0
Affordability
85
Valuation
35
Economic health
54

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

35/ 100SellerBalancedBuyer
Seller's Market
DOM: 71d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)40
Supply & Demand (20%)20
Buy vs Rent (15%)25
Cancellation Rate (10%)75
Days on Market (5%)75

Seller-favored market in 33570. Expect to pay at or near list price. Payment burden: 27.7% of median income. Median days on market: 71. Renting is approximately 1% cheaper than buying (price-to-rent ratio: 12.1).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 4.5% YoY.

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Market snapshoteach number, once

Median price
$314,866
▾ 4.5% YoY
Days on market
63
daily · zip_data
Median rent
$2,172
ZORI
Investor score
71/100
cash-flow lens
Active listings
213
90-day

Valuation3 lenses, different anchors

vs assessor
-48.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$162,900
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.7%
County-wide market — the widest, slowest signal.
Hillsborough+74.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$112
Price-to-income4.6×

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How 33570 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity56%
Supply tightness92%
Affordability62%
Investment yield87%
Appreciation16%

Affordability, supply & momentum

59SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market63d
Inv vs History-9.7%
Listing Density19.3/1k
Affordability — payment burden
Monthly payment (P&I)$1,590
Payment burden27.6%
Median income · ZIP$69,048
Mortgage rate6.49% · 30yr
Total monthly own$1,905
Monthly rent$2,172
Market dynamics
Price cut %27.9%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,172
Price-to-rent12.1
Est. cap rate5.4%
Buy vs rentfavors buying

Livability

Walk score1
Transit score
Bike score

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Hillsborough County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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