Odessa 33556

Hillsborough County, FL · 14,678 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.6%
affordable
Days on market
39
daily
Price cuts
36.3%
of active
Valuation
-58.6%
vs assessor
Look up an address
51
/100
Mixed
stable · balanced · prices easing year-over-year.
Price trend
35
Affordability
85
Valuation
20
Economic health
56

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

44/ 100SellerBalancedBuyer
Balanced Market
DOM: 68d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)40
Supply & Demand (20%)20
Buy vs Rent (15%)100
Cancellation Rate (10%)50
Days on Market (5%)75

Balanced market in 33556. List price is roughly fair — focus on condition and value. Payment burden: 26.7% of median income. Median days on market: 68. Renting is approximately 127% cheaper than buying (price-to-rent ratio: 27.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers. Prices down 1.4% YoY.

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Market snapshoteach number, once

Median price
$663,947
▾ 1.4% YoY
Days on market
39
daily · zip_data
Median rent
$2,037
ZORI
Investor score
30/100
cash-flow lens
Active listings
184
90-day

Valuation3 lenses, different anchors

vs assessor
-58.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$274,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.5%
County-wide market — the widest, slowest signal.
Pasco+68.5%
Hillsborough+74.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$156
Price-to-income4.4×

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How 33556 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity86%
Supply tightness93%
Affordability69%
Investment yield8%
Appreciation57%

Affordability, supply & momentum

66SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market39d
Inv vs History+8.2%
Listing Density17.4/1k
Affordability — payment burden
Monthly payment (P&I)$3,354
Payment burden26.6%
Median income · ZIP$151,034
Mortgage rate6.49% · 30yr
Total monthly own$4,018
Monthly rent$2,037
Market dynamics
Price cut %36.3%
Momentumstable
LeverageBALANCED
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,037
Price-to-rent27.2
Est. cap rate2.4%
Buy vs rentfavors renting

Livability

Walk score2
Transit score
Bike score

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Hillsborough County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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