ZIP 97203 vs ZIP 97030

97203 is one of 34 ZIP codes that lie mostly in Multnomah County, OR.

Shaded by typical home value, it ranks 23 of the 31 with a value.

7 school locations in 97203: 3 elementary, 3 middle, 1 high.

In alphabetical order: Astor Elementary School, C?sar Ch, George Middle School, James John Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

97030 is one of 34 ZIP codes that lie mostly in Multnomah County, OR.

Shaded by typical home value, it ranks 24 of the 31 with a value.

9 school locations in 97030: 4 elementary, 1 middle, 4 high.

In alphabetical order: Centennial High School, Center for Advanced Learning, Clear Creek Middle School, Gresham Arthur Academy, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 97203 was worth $125,354.

Values peaked at $496,502 in June 2022. The latest reading is −10.4% from that peak.

As of August 2026: $444,641, −0.7% over twelve months.

Start with the typical home: $444,641. Put 20% down and borrow $355,713 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,463 a month in principal and interest.

The median household here earns $77,619 a year, $6,468 a month. So the payment takes 38.1% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $751.

In December 2020, with rates at 2.68%, it was $1,341.

By August 2026, at 6.67%, it was $2,288 — +71% since December 2020, while the home's value moved +7%.

Reported values rose +255% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $247,399. So the real change is +80%, not +255%.

97203: +255% since January 2000.

Multnomah County: +210% since January 2000.

Oregon: +225% since January 2000 — 97203 ran ahead of it by 29 points.

Against 400 Oregon ZIP codes, 97203 sits at the 52nd percentile for affordability (price vs local income).

18th for appreciation (recent value growth); 84th for rental yield (rent vs price).

Owning the typical home costs about $2,908 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,729 a month.

Price divided by a year's rent: 21.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 97030 was worth $145,204.

Values peaked at $450,197 in June 2022. The latest reading is −3.9% from that peak.

As of August 2026: $432,632, −1.4% over twelve months.

Start with the typical home: $432,632. Put 20% down and borrow $346,106 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,396 a month in principal and interest.

The median household here earns $61,793 a year, $5,149 a month. So the payment takes 46.5% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $869.

In December 2020, with rates at 2.68%, it was $1,185.

By August 2026, at 6.67%, it was $2,226 — +88% since December 2020, while the home's value moved +18%.

Reported values rose +198% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $286,575. So the real change is +51%, not +198%.

97030: +198% since January 2000.

Multnomah County: +210% since January 2000.

Oregon: +225% since January 2000 — 97030 ran behind it by 27 points.

Against 400 Oregon ZIP codes, 97030 sits at the 25th percentile for affordability (price vs local income).

13th for appreciation (recent value growth); 77th for rental yield (rent vs price).

Owning the typical home costs about $2,829 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,664 a month.

Price divided by a year's rent: 21.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 47 a month (Redfin, 3-month rolling data through August 2026). That is 63% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 101.

Going out — closed sales: about 40 a month. That is 67% of the 2015–2019 level for the same months. The drain is drawn 47% narrower: the share of homes for sale that sell each month is 53% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 40 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 55 — so sales ran at 73% of it, and below it in 21 of the last 24 months.

Across Multnomah County, builders pulled permits for 1,594 new homes in 2025.

Of those, 62% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 37 a month (Redfin, 3-month rolling data through August 2026). That is 70% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 77.

Going out — closed sales: about 32 a month. That is 75% of the 2015–2019 level for the same months. The drain is drawn 23% narrower: the share of homes for sale that sell each month is 77% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 32 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 42 — so sales ran at 76% of it, and below it in 24 of the last 24 months.

Across Multnomah County, builders pulled permits for 1,594 new homes in 2025.

Of those, 62% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Multnomah County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 14,284 moved in. Among the ten receiving the most, 16,162 moved out.

Net across those counties: −1,878 households. Beside it, homes for sale in this ZIP: 101 in June 2026.

Most arrivals came from Washington, OR (4,318 households); most departures went to Clackamas, OR (4,847).

This ZIP sits in Multnomah County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 14,284 moved in. Among the ten receiving the most, 16,162 moved out.

Net across those counties: −1,878 households. Beside it, homes for sale in this ZIP: 77 in June 2026.

Most arrivals came from Washington, OR (4,318 households); most departures went to Clackamas, OR (4,847).