Lotvox market story · compare
ZIP 85383 vs ZIP 85085
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Who's going to sell
28,533 homes ranked · top fifth held 24.1% of later sales (20% by chance)
Where
85383 in Maricopa County, AZ
85383 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.
Shaded by typical home value, it ranks 1 of the 39 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 1 of 39
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 85383
14 school locations in 85383: 2 elementary, 7 middle, 5 high.
In alphabetical order: BASIS Peoria, BASIS Peoria Primary, Candeo Peoria, EdOptions HS Learning Center, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 14
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 85085 yet.
Where
85085 in Maricopa County, AZ
85085 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.
Shaded by typical home value, it ranks 11 of the 40 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 11 of 40
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 85085
5 school locations in 85085: 4 middle, 1 high.
In alphabetical order: Horseshoe Trails Elementary School, Norterra Canyon School, Ridgeline Academy Inc., Sonoran Foothills School, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 5
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 85383
In January 2000 the typical home in 85383 was worth $207,586.
Values peaked at $679,789 in July 2022. The latest reading is −6.8% from that peak.
As of August 2026: $633,354, 0.0% over twelve months.
- Typical home value
- $633,354
- 12-month change
- 0.0%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $633,354. Put 20% down and borrow $506,683 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $3,508 a month in principal and interest.
The median household here earns $138,671 a year, $11,556 a month. So the payment takes 30.4% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.0% in 2000.
- Payment share of income
- 30.4%
- Monthly P&I
- $3,508
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,243.
In December 2020, with rates at 2.68%, it was $1,476.
By August 2026, at 6.67%, it was $3,258 — +121% since December 2020, while the home's value moved +39%.
- Payment change since 2020
- +121%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +205% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $409,692. So the real change is +55%, not +205%.
- Real change since 2000
- +55%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
85383 against its neighbors
85383: +205% since January 2000.
Maricopa County: +212% since January 2000.
Arizona: +207% since January 2000 — 85383 ran behind it by 2 points.
- Change since 2000
- +205%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
85383 among Arizona ZIPs
Against 398 Arizona ZIP codes, 85383 sits at the 67th percentile for affordability (price vs local income).
60th for appreciation (recent value growth); 43rd for rental yield (rent vs price).
- Affordability percentile
- 67th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $4,142 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,310 a month.
Price divided by a year's rent: 22.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 22.8
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 85085
In January 2000 the typical home in 85085 was worth $196,768.
Values peaked at $679,994 in July 2022. The latest reading is −7.0% from that peak.
As of August 2026: $632,481, −1.0% over twelve months.
- Typical home value
- $632,481
- 12-month change
- −1.0%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $632,481. Put 20% down and borrow $505,985 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $3,503 a month in principal and interest.
The median household here earns $122,138 a year, $10,178 a month. So the payment takes 34.4% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.7% in 2000.
- Payment share of income
- 34.4%
- Monthly P&I
- $3,503
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,178.
In December 2020, with rates at 2.68%, it was $1,474.
By August 2026, at 6.67%, it was $3,254 — +121% since December 2020, while the home's value moved +39%.
- Payment change since 2020
- +121%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +221% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $388,342. So the real change is +63%, not +221%.
- Real change since 2000
- +63%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
85085 against its neighbors
85085: +221% since January 2000.
Maricopa County: +212% since January 2000.
Arizona: +207% since January 2000 — 85085 ran ahead of it by 15 points.
- Change since 2000
- +221%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
85085 among Arizona ZIPs
Against 398 Arizona ZIP codes, 85085 sits at the 51st percentile for affordability (price vs local income).
41st for appreciation (recent value growth); 15th for rental yield (rent vs price).
- Affordability percentile
- 51st
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $4,136 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,797 a month.
Price divided by a year's rent: 29.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 29.3
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 131 a month (Redfin, 3-month rolling data through August 2026). That is 77% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 489. That is 107% of the 2015–2019 level for the same months.
Going out — closed sales: about 129 a month. That is 86% of the 2015–2019 level for the same months. The drain is drawn 17% narrower: the share of homes for sale that sell each month is 83% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 3.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 3.8
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 129 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 134 — so sales ran at 96% of it, and below it in 20 of the last 24 months.
- Sales vs 2015–19 level
- 96%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.
Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 31,651
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 46 a month (Redfin, 3-month rolling data through August 2026). That is 75% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 177. That is 106% of the 2015–2019 level for the same months.
Going out — closed sales: about 47 a month. That is 85% of the 2015–2019 level for the same months. The drain is drawn 27% narrower: the share of homes for sale that sell each month is 73% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 3.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 2 more homes sold than came on each month, so inventory is shrinking. The basin is draining.
- Months of supply
- 3.7
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 47 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 47 — so sales ran at 100% of it, and below it in 20 of the last 24 months.
- Sales vs 2015–19 level
- 100%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.
Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 31,651
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.
Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 489 in June 2026.
Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).
- Net households (top-10 flows)
- −94
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Who's holding
How long owners in 85383 have held
Of 16,664 homes with a recorded purchase date, 7% have had the same owner for 20 years or more, and 37% changed hands in the last five.
20% are owned from a different mailing address, 7% from out of state.
- Held 20+ years
- 7%
- Owned from elsewhere
- 20%
Source: County assessor and recorder public records · data as of 2026-10-11
Housing pulse
Migration and inventory
This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.
Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 177 in June 2026.
Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).
- Net households (top-10 flows)
- −94
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Who's holding
How long owners in 85085 have held
Of 4,889 homes with a recorded purchase date, 5% have had the same owner for 20 years or more, and 38% changed hands in the last five.
23% are owned from a different mailing address, 7% from out of state.
- Held 20+ years
- 5%
- Owned from elsewhere
- 23%
Source: County assessor and recorder public records · data as of 2026-10-11