ZIP 85340 vs ZIP 85355

85340 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 2 of the 38 nearby ZIPs shown.

11 school locations in 85340: 2 elementary, 8 middle, 1 other.

In alphabetical order: Barbara B. Robey Elementary School, Crown Charter School, Digital Learning Academy, Dreaming Summit Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

85355 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 6 of the 38 nearby ZIPs shown.

3 school locations in 85355: 1 middle, 2 high.

In alphabetical order: Canyon View High School, Mountain View, West-MEC Canyon View High School. Locations only — no ratings are shown here.

In January 2000 the typical home in 85340 was worth $180,597.

Values peaked at $566,868 in July 2022. The latest reading is −9.0% from that peak.

As of August 2026: $515,872, −0.1% over twelve months.

Start with the typical home: $515,872. Put 20% down and borrow $412,698 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,857 a month in principal and interest.

The median household here earns $117,193 a year, $9,766 a month. So the payment takes 29.3% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,081.

In December 2020, with rates at 2.68%, it was $1,255.

By August 2026, at 6.67%, it was $2,654 — +111% since December 2020, while the home's value moved +33%.

Reported values rose +186% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $356,427. So the real change is +45%, not +186%.

85340: +186% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85340 ran behind it by 21 points.

Against 398 Arizona ZIP codes, 85340 sits at the 77th percentile for affordability (price vs local income).

50th for appreciation (recent value growth); 60th for rental yield (rent vs price).

Owning the typical home costs about $3,373 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,100 a month.

Price divided by a year's rent: 20.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 85355 was worth $123,882.

Values peaked at $530,028 in July 2022. The latest reading is −7.5% from that peak.

As of August 2026: $490,458, −1.1% over twelve months.

Start with the typical home: $490,458. Put 20% down and borrow $392,366 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,717 a month in principal and interest.

The median household here earns $115,401 a year, $9,617 a month. So the payment takes 28.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $742.

In December 2020, with rates at 2.68%, it was $1,153.

By August 2026, at 6.67%, it was $2,523 — +119% since December 2020, while the home's value moved +38%.

Reported values rose +296% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $244,494. So the real change is +101%, not +296%.

85355: +296% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85355 ran ahead of it by 89 points.

Against 398 Arizona ZIP codes, 85355 sits at the 79th percentile for affordability (price vs local income).

28th for appreciation (recent value growth); 71st for rental yield (rent vs price).

Owning the typical home costs about $3,207 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,230 a month.

Price divided by a year's rent: 18.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 76 a month (Redfin, 3-month rolling data through August 2026). That is 115% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 278. That is 154% of the 2015–2019 level for the same months.

Going out — closed sales: about 64 a month. That is 91% of the 2015–2019 level for the same months. The drain is drawn 39% narrower: the share of homes for sale that sell each month is 61% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 64 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 56 — so sales ran at 114% of it, and below it in 11 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 59 a month (Redfin, 3-month rolling data through August 2026). That is 201% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 210.

Going out — closed sales: about 48 a month. That is 182% of the 2015–2019 level for the same months. The drain is drawn 38% narrower: the share of homes for sale that sell each month is 62% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 11 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 48 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 25 — so sales ran at 192% of it, and below it in 0 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 278 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 8,962 homes with a recorded purchase date, 7% have had the same owner for 20 years or more, and 44% changed hands in the last five.

22% are owned from a different mailing address, 10% from out of state.

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 210 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 4,028 homes with a recorded purchase date, 3% have had the same owner for 20 years or more, and 49% changed hands in the last five.

17% are owned from a different mailing address, 7% from out of state.