ZIP 85284 vs ZIP 85249

85284 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 3 of the 38 nearby ZIPs shown.

8 school locations in 85284: 2 elementary, 4 middle, 2 high.

In alphabetical order: Center for Educational Excellence, C I Waggoner School, Corona Del Sol High School, EVIT - Corona Del Sol High School, and more on the ZIP page. Locations only — no ratings are shown here.

85249 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 3 of the 37 nearby ZIPs shown.

9 school locations in 85249: 6 middle, 3 high.

In alphabetical order: Arizona College Prep High School, Audrey & Robert Ryan Elementary, Basha High School, EVIT - Basha High School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 85284 was worth $231,709.

Values peaked at $730,572 in July 2022. The latest reading is −2.9% from that peak.

As of August 2026: $709,532, +1.6% over twelve months.

Start with the typical home: $709,532. Put 20% down and borrow $567,626 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,930 a month in principal and interest.

The median household here earns $154,663 a year, $12,889 a month. So the payment takes 30.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,387.

In December 2020, with rates at 2.68%, it was $1,702.

By August 2026, at 6.67%, it was $3,650 — +114% since December 2020, while the home's value moved +35%.

Reported values rose +206% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $457,302. So the real change is +55%, not +206%.

85284: +206% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000.

Against 398 Arizona ZIP codes, 85284 sits at the 64th percentile for affordability (price vs local income).

82nd for appreciation (recent value growth); 47th for rental yield (rent vs price).

Owning the typical home costs about $4,640 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,847 a month.

Price divided by a year's rent: 20.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 85249 was worth $221,340.

Values peaked at $719,831 in July 2022. The latest reading is −6.6% from that peak.

As of August 2026: $671,966, +0.3% over twelve months.

Start with the typical home: $671,966. Put 20% down and borrow $537,573 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,722 a month in principal and interest.

The median household here earns $150,985 a year, $12,582 a month. So the payment takes 29.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,325.

In December 2020, with rates at 2.68%, it was $1,586.

By August 2026, at 6.67%, it was $3,457 — +118% since December 2020, while the home's value moved +37%.

Reported values rose +204% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $436,837. So the real change is +54%, not +204%.

85249: +204% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85249 ran behind it by 3 points.

Against 398 Arizona ZIP codes, 85249 sits at the 73rd percentile for affordability (price vs local income).

65th for appreciation (recent value growth); 54th for rental yield (rent vs price).

Owning the typical home costs about $4,394 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,722 a month.

Price divided by a year's rent: 20.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 15 a month (Redfin, 3-month rolling data through August 2026). That is 47% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 38.

Going out — closed sales: about 12 a month. That is 41% of the 2015–2019 level for the same months. The drain is drawn 17% narrower: the share of homes for sale that sell each month is 83% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 12 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 26 — so sales ran at 46% of it, and below it in 24 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 63 a month (Redfin, 3-month rolling data through August 2026). That is 60% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 208. That is 95% of the 2015–2019 level for the same months.

Going out — closed sales: about 55 a month. That is 53% of the 2015–2019 level for the same months. The drain is drawn 45% narrower: the share of homes for sale that sell each month is 55% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 55 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 85 — so sales ran at 65% of it, and below it in 24 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 38 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 2,434 homes with a recorded purchase date, 17% have had the same owner for 20 years or more, and 26% changed hands in the last five.

17% are owned from a different mailing address, 3% from out of state.

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 208 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 8,821 homes with a recorded purchase date, 12% have had the same owner for 20 years or more, and 31% changed hands in the last five.

21% are owned from a different mailing address, 9% from out of state.