ZIP 85263 vs ZIP 85054

85263 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 12 of the 39 nearby ZIPs shown.

85054 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 10 of the 38 nearby ZIPs shown.

In January 2000 the typical home in 85263 was worth $296,628.

Values peaked at $836,362 in March 2026. The latest reading is −1.2% from that peak.

As of August 2026: $826,518, +1.7% over twelve months.

Start with the typical home: $826,518. Put 20% down and borrow $661,214 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,578 a month in principal and interest.

The median household here earns $137,200 a year, $11,433 a month. So the payment takes 40.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,776.

In December 2020, with rates at 2.68%, it was $1,856.

By August 2026, at 6.67%, it was $4,252 — +129% since December 2020, while the home's value moved +44%.

Reported values rose +179% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $585,426. So the real change is +41%, not +179%.

85263: +179% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85263 ran behind it by 28 points.

Against 398 Arizona ZIP codes, 85263 sits at the 29th percentile for affordability (price vs local income).

79th for appreciation (recent value growth).

Owning the typical home costs about $5,405 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,708 a month.

Price divided by a year's rent: 40.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2001 the typical home in 85054 was worth $256,282.

Values peaked at $744,077 in July 2022. The latest reading is −3.8% from that peak.

As of August 2026: $715,459, +0.2% over twelve months.

Start with the typical home: $715,459. Put 20% down and borrow $572,367 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,963 a month in principal and interest.

The median household here earns $89,099 a year, $7,425 a month. So the payment takes 53.4% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 19.1% in 2001.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2001 (7.03%) the payment was $1,368.

In December 2020, with rates at 2.68%, it was $1,647.

By August 2026, at 6.67%, it was $3,681 — +124% since December 2020, while the home's value moved +41%.

Reported values rose +179% since January 2001.

General prices (CPI-U) rose +90% over the same span.

Divide one by the other: in August 2026 dollars, the 2001 home was worth $487,652. So the real change is +47%, not +179%.

85054: +179% since January 2001.

Maricopa County: +195% since January 2001.

Arizona: +191% since January 2001 — 85054 ran behind it by 12 points.

Against 398 Arizona ZIP codes, 85054 sits at the 11th percentile for affordability (price vs local income).

57th for appreciation (recent value growth); 14th for rental yield (rent vs price).

Owning the typical home costs about $4,678 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,885 a month.

Price divided by a year's rent: 31.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 12 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 68.

Going out — closed sales: about 11 a month. The drain is drawn 2% narrower: the share of homes for sale that sell each month is 98% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 11 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 10 — so sales ran at 110% of it, and below it in 0 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 16 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 68.

Going out — closed sales: about 14 a month. The drain is drawn 26% narrower: the share of homes for sale that sell each month is 74% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.9 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 14 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 19 — so sales ran at 74% of it, and below it in 4 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 68 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 1,599 homes with a recorded purchase date, 4% have had the same owner for 20 years or more, and 48% changed hands in the last five.

35% are owned from a different mailing address, 27% from out of state.

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 68 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 1,044 homes with a recorded purchase date, 6% have had the same owner for 20 years or more, and 62% changed hands in the last five.

21% are owned from a different mailing address, 9% from out of state.