ZIP 85251 vs ZIP 85013

85251 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 16 of the 38 nearby ZIPs shown.

4 school locations in 85251: 4 middle.

In alphabetical order: Echo Canyon K-8, Hirsch Academy A Challenge Foundation, Navajo Elementary School, Pima Elementary School. Locations only — no ratings are shown here.

85013 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 9 of the 39 nearby ZIPs shown.

8 school locations in 85013: 5 middle, 3 high.

In alphabetical order: AmeriSchools Academy - Camelback, Clarendon School, Encanto School, Girls Leadership Academy of Arizona, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 85251 was worth $132,669.

Values peaked at $584,904 in July 2022. The latest reading is −11.6% from that peak.

As of August 2026: $517,330, +0.1% over twelve months.

Start with the typical home: $517,330. Put 20% down and borrow $413,864 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,866 a month in principal and interest.

The median household here earns $89,151 a year, $7,429 a month. So the payment takes 38.6% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $794.

In December 2020, with rates at 2.68%, it was $1,297.

By August 2026, at 6.67%, it was $2,662 — +105% since December 2020, while the home's value moved +29%.

Reported values rose +290% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $261,836. So the real change is +98%, not +290%.

85251: +290% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85251 ran ahead of it by 83 points.

Against 398 Arizona ZIP codes, 85251 sits at the 33rd percentile for affordability (price vs local income).

65th for appreciation (recent value growth); 43rd for rental yield (rent vs price).

Owning the typical home costs about $3,383 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,006 a month.

Price divided by a year's rent: 21.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 85013 was worth $115,982.

Values peaked at $532,175 in July 2022. The latest reading is −9.4% from that peak.

As of August 2026: $482,156, −1.4% over twelve months.

Start with the typical home: $482,156. Put 20% down and borrow $385,725 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,671 a month in principal and interest.

The median household here earns $68,895 a year, $5,741 a month. So the payment takes 46.5% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $694.

In December 2020, with rates at 2.68%, it was $1,244.

By August 2026, at 6.67%, it was $2,481 — +99% since December 2020, while the home's value moved +25%.

Reported values rose +316% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $228,902. So the real change is +111%, not +316%.

85013: +316% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85013 ran ahead of it by 109 points.

Against 398 Arizona ZIP codes, 85013 sits at the 16th percentile for affordability (price vs local income).

28th for appreciation (recent value growth); 20th for rental yield (rent vs price).

Owning the typical home costs about $3,153 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,572 a month.

Price divided by a year's rent: 25.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 103 a month (Redfin, 3-month rolling data through August 2026). That is 88% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 398. That is 120% of the 2015–2019 level for the same months.

Going out — closed sales: about 72 a month. That is 68% of the 2015–2019 level for the same months. The drain is drawn 43% narrower: the share of homes for sale that sell each month is 57% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.5 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 31 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 72 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 98 — so sales ran at 73% of it, and below it in 24 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 25 a month (Redfin, 3-month rolling data through August 2026). That is 58% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 84.

Going out — closed sales: about 21 a month. That is 53% of the 2015–2019 level for the same months. The drain is drawn 33% narrower: the share of homes for sale that sell each month is 67% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 21 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 36 — so sales ran at 58% of it, and below it in 24 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 398 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 2,306 homes with a recorded purchase date, 14% have had the same owner for 20 years or more, and 35% changed hands in the last five.

36% are owned from a different mailing address, 11% from out of state.

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 84 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 1,963 homes with a recorded purchase date, 14% have had the same owner for 20 years or more, and 32% changed hands in the last five.

23% are owned from a different mailing address, 4% from out of state.