ZIP 85234 vs ZIP 85248

85234 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 12 of the 37 nearby ZIPs shown.

24 school locations in 85234: 1 elementary, 13 middle, 8 high, 2 other.

In alphabetical order: Burk Elementary School, Carol Rae Ranch Elementary, Challenger Basic School, EVIT - Gilbert High School, and more on the ZIP page. Locations only — no ratings are shown here.

85248 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ — 63% of its own area is in the county.

Shaded by typical home value, it ranks 11 of the 37 nearby ZIPs shown.

9 school locations in 85248: 1 elementary, 5 middle, 3 high.

In alphabetical order: Anna Marie Jacobson Elementary School, Basha Elementary, BASIS Chandler, BASIS Chandler Primary- South Campus, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 85234 was worth $163,244.

Values peaked at $582,750 in July 2022. The latest reading is −5.4% from that peak.

As of August 2026: $551,515, +1.0% over twelve months.

Start with the typical home: $551,515. Put 20% down and borrow $441,212 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,055 a month in principal and interest.

The median household here earns $118,012 a year, $9,834 a month. So the payment takes 31.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $977.

In December 2020, with rates at 2.68%, it was $1,278.

By August 2026, at 6.67%, it was $2,837 — +122% since December 2020, while the home's value moved +40%.

Reported values rose +238% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $322,179. So the real change is +71%, not +238%.

85234: +238% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85234 ran ahead of it by 31 points.

Against 398 Arizona ZIP codes, 85234 sits at the 64th percentile for affordability (price vs local income).

74th for appreciation (recent value growth); 27th for rental yield (rent vs price).

Owning the typical home costs about $3,606 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,796 a month.

Price divided by a year's rent: 25.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 85248 was worth $201,179.

Values peaked at $604,591 in July 2022. The latest reading is −9.1% from that peak.

As of August 2026: $549,653, −1.6% over twelve months.

Start with the typical home: $549,653. Put 20% down and borrow $439,722 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,045 a month in principal and interest.

The median household here earns $94,220 a year, $7,852 a month. So the payment takes 38.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,205.

In December 2020, with rates at 2.68%, it was $1,386.

By August 2026, at 6.67%, it was $2,828 — +104% since December 2020, while the home's value moved +28%.

Reported values rose +173% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $397,047. So the real change is +38%, not +173%.

85248: +173% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85248 ran behind it by 34 points.

Against 398 Arizona ZIP codes, 85248 sits at the 33rd percentile for affordability (price vs local income).

25th for appreciation (recent value growth); 60th for rental yield (rent vs price).

Owning the typical home costs about $3,594 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,248 a month.

Price divided by a year's rent: 20.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 58 a month (Redfin, 3-month rolling data through August 2026). That is 65% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 148. That is 95% of the 2015–2019 level for the same months.

Going out — closed sales: about 49 a month. That is 52% of the 2015–2019 level for the same months. The drain is drawn 45% narrower: the share of homes for sale that sell each month is 55% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.0 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 49 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 77 — so sales ran at 64% of it, and below it in 24 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 70 a month (Redfin, 3-month rolling data through August 2026). That is 85% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 210. That is 89% of the 2015–2019 level for the same months.

Going out — closed sales: about 72 a month. That is 81% of the 2015–2019 level for the same months. The drain is drawn 6% narrower: the share of homes for sale that sell each month is 94% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 72 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 75 — so sales ran at 96% of it, and below it in 22 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 148 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 7,017 homes with a recorded purchase date, 15% have had the same owner for 20 years or more, and 28% changed hands in the last five.

24% are owned from a different mailing address, 8% from out of state.

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 210 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 6,229 homes with a recorded purchase date, 11% have had the same owner for 20 years or more, and 35% changed hands in the last five.

24% are owned from a different mailing address, 14% from out of state.