ZIP 85042 vs ZIP 85008

85042 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 27 of the 39 nearby ZIPs shown.

19 school locations in 85042: 2 elementary, 8 middle, 8 high, 1 other.

In alphabetical order: AAEC - SMCC Campus, Amy L. Houston Academy, Champion Schools, Cloves C Campbell Sr Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

85008 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 29 of the 39 nearby ZIPs shown.

15 school locations in 85008: 5 elementary, 6 middle, 4 high.

In alphabetical order: Balsz Online Academy (B.O.A.), Brunson-Lee Elementary School, David Crockett Elementary School, Gateway School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 85042 was worth $113,817.

Values peaked at $439,932 in July 2022. The latest reading is −12.8% from that peak.

As of August 2026: $383,800, −1.8% over twelve months.

Start with the typical home: $383,800. Put 20% down and borrow $307,040 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,126 a month in principal and interest.

The median household here earns $86,837 a year, $7,236 a month. So the payment takes 29.4% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $681.

In December 2020, with rates at 2.68%, it was $968.

By August 2026, at 6.67%, it was $1,975 — +104% since December 2020, while the home's value moved +28%.

Reported values rose +237% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $224,630. So the real change is +71%, not +237%.

85042: +237% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85042 ran ahead of it by 31 points.

Against 398 Arizona ZIP codes, 85042 sits at the 73rd percentile for affordability (price vs local income).

25th for appreciation (recent value growth); 64th for rental yield (rent vs price).

Owning the typical home costs about $2,510 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,672 a month.

Price divided by a year's rent: 19.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 85008 was worth $72,690.

Values peaked at $422,097 in July 2022. The latest reading is −11.5% from that peak.

As of August 2026: $373,676, −0.7% over twelve months.

Start with the typical home: $373,676. Put 20% down and borrow $298,941 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,070 a month in principal and interest.

The median household here earns $61,369 a year, $5,114 a month. So the payment takes 40.5% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $435.

In December 2020, with rates at 2.68%, it was $954.

By August 2026, at 6.67%, it was $1,922 — +102% since December 2020, while the home's value moved +27%.

Reported values rose +414% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $143,461. So the real change is +160%, not +414%.

85008: +414% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85008 ran ahead of it by 207 points.

Against 398 Arizona ZIP codes, 85008 sits at the 28th percentile for affordability (price vs local income).

44th for appreciation (recent value growth); 47th for rental yield (rent vs price).

Owning the typical home costs about $2,443 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,423 a month.

Price divided by a year's rent: 21.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 45 a month (Redfin, 3-month rolling data through August 2026). That is 68% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 141.

Going out — closed sales: about 36 a month. That is 58% of the 2015–2019 level for the same months. The drain is drawn 41% narrower: the share of homes for sale that sell each month is 59% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 36 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 57 — so sales ran at 63% of it, and below it in 24 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 35 a month (Redfin, 3-month rolling data through August 2026). That is 76% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 135.

Going out — closed sales: about 22 a month. That is 52% of the 2015–2019 level for the same months. The drain is drawn 64% narrower: the share of homes for sale that sell each month is 36% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.2 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 13 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 22 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 41 — so sales ran at 54% of it, and below it in 24 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 141 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 6,386 homes with a recorded purchase date, 14% have had the same owner for 20 years or more, and 30% changed hands in the last five.

37% are owned from a different mailing address, 6% from out of state.

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 135 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 3,151 homes with a recorded purchase date, 21% have had the same owner for 20 years or more, and 24% changed hands in the last five.

30% are owned from a different mailing address, 3% from out of state.