ZIP 85032 vs ZIP 85014

85032 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 21 of the 39 nearby ZIPs shown.

20 school locations in 85032: 1 elementary, 12 middle, 6 high, 1 other.

In alphabetical order: Arizona Language Preparatory, Benchmark School, Campo Bello Elementary School, Crestview College Preparatory High School, and more on the ZIP page. Locations only — no ratings are shown here.

85014 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 14 of the 39 nearby ZIPs shown.

16 school locations in 85014: 1 elementary, 7 middle, 7 high, 1 other.

In alphabetical order: Arizona Autism Charter - Online High School, Arizona Autism Charter School, Arizona Autism Charter School-Online K-8, Arizona Autism Charter School Upper School Campus, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 85032 was worth $125,658.

Values peaked at $486,322 in July 2022. The latest reading is −7.4% from that peak.

As of August 2026: $450,300, +0.7% over twelve months.

Start with the typical home: $450,300. Put 20% down and borrow $360,240 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,494 a month in principal and interest.

The median household here earns $74,331 a year, $6,194 a month. So the payment takes 40.3% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $752.

In December 2020, with rates at 2.68%, it was $1,082.

By August 2026, at 6.67%, it was $2,317 — +114% since December 2020, while the home's value moved +35%.

Reported values rose +258% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $247,999. So the real change is +82%, not +258%.

85032: +258% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85032 ran ahead of it by 52 points.

Against 398 Arizona ZIP codes, 85032 sits at the 29th percentile for affordability (price vs local income).

74th for appreciation (recent value growth); 38th for rental yield (rent vs price).

Owning the typical home costs about $2,945 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,596 a month.

Price divided by a year's rent: 23.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 85014 was worth $104,969.

Values peaked at $492,515 in July 2022. The latest reading is −10.2% from that peak.

As of August 2026: $442,128, −0.8% over twelve months.

Start with the typical home: $442,128. Put 20% down and borrow $353,702 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,449 a month in principal and interest.

The median household here earns $69,995 a year, $5,833 a month. So the payment takes 42.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $629.

In December 2020, with rates at 2.68%, it was $1,152.

By August 2026, at 6.67%, it was $2,275 — +98% since December 2020, while the home's value moved +24%.

Reported values rose +321% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $207,167. So the real change is +113%, not +321%.

85014: +321% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85014 ran ahead of it by 115 points.

Against 398 Arizona ZIP codes, 85014 sits at the 24th percentile for affordability (price vs local income).

41st for appreciation (recent value growth); 23rd for rental yield (rent vs price).

Owning the typical home costs about $2,891 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,425 a month.

Price divided by a year's rent: 25.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 74 a month (Redfin, 3-month rolling data through August 2026). That is 64% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 222. That is 93% of the 2015–2019 level for the same months.

Going out — closed sales: about 60 a month. That is 55% of the 2015–2019 level for the same months. The drain is drawn 43% narrower: the share of homes for sale that sell each month is 57% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 13 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 60 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 100 — so sales ran at 60% of it, and below it in 24 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 33 a month (Redfin, 3-month rolling data through August 2026). That is 68% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 129.

Going out — closed sales: about 28 a month. That is 60% of the 2015–2019 level for the same months. The drain is drawn 42% narrower: the share of homes for sale that sell each month is 58% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.6 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 28 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 44 — so sales ran at 64% of it, and below it in 24 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 222 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 7,546 homes with a recorded purchase date, 17% have had the same owner for 20 years or more, and 29% changed hands in the last five.

27% are owned from a different mailing address, 5% from out of state.

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 129 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 1,839 homes with a recorded purchase date, 15% have had the same owner for 20 years or more, and 33% changed hands in the last five.

27% are owned from a different mailing address, 3% from out of state.