ZIP 84660 vs ZIP 84005

84660 is one of 24 ZIP codes that lie mostly in Utah County, UT.

Shaded by typical home value, it ranks 14 of the 22 with a value.

15 school locations in 84660: 10 middle, 5 high.

In alphabetical order: American Leadership Academy, Brockbank School, Canyon School, Diamond Fork Middle, and more on the ZIP page. Locations only — no ratings are shown here.

84005 is one of 24 ZIP codes that lie mostly in Utah County, UT.

Shaded by typical home value, it ranks 15 of the 22 with a value.

10 school locations in 84005: 7 middle, 3 high.

In alphabetical order: Black Ridge School, Brookhaven School, Cedar Valley High, Frontier Middle School, and more on the ZIP page. Locations only — no ratings are shown here.

In May 2000 the typical home in 84660 was worth $165,952.

Values peaked at $531,485 in July 2022. The latest reading is −3.3% from that peak.

As of August 2026: $513,920, +1.7% over twelve months.

Start with the typical home: $513,920. Put 20% down and borrow $411,136 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,847 a month in principal and interest.

The median household here earns $98,398 a year, $8,200 a month. So the payment takes 34.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in May 2000 (8.52%) the payment was $1,022.

In December 2020, with rates at 2.68%, it was $1,229.

By August 2026, at 6.67%, it was $2,644 — +115% since December 2020, while the home's value moved +35%.

Reported values rose +210% since May 2000.

General prices (CPI-U) rose +95% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $323,888. So the real change is +59%, not +210%.

84660: +210% since May 2000.

Utah County: +197% since May 2000.

Utah: +212% since May 2000 — 84660 ran behind it by 2 points.

Against 240 Utah ZIP codes, 84660 sits at the 60th percentile for affordability (price vs local income).

34th for appreciation (recent value growth); 88th for rental yield (rent vs price).

Owning the typical home costs about $3,361 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,028 a month.

Price divided by a year's rent: 21.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2003 the typical home in 84005 was worth $183,941.

Values peaked at $564,762 in July 2022. The latest reading is −10.6% from that peak.

As of August 2026: $504,752, −0.1% over twelve months.

Start with the typical home: $504,752. Put 20% down and borrow $403,802 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,796 a month in principal and interest.

The median household here earns $105,576 a year, $8,798 a month. So the payment takes 31.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.6% in 2003.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2003 (5.92%) the payment was $874.

In December 2020, with rates at 2.68%, it was $1,296.

By August 2026, at 6.67%, it was $2,597 — +100% since December 2020, while the home's value moved +26%.

Reported values rose +174% since January 2003.

General prices (CPI-U) rose +83% over the same span.

Divide one by the other: in August 2026 dollars, the 2003 home was worth $336,585. So the real change is +50%, not +174%.

84005: +174% since January 2003.

Utah County: +188% since January 2003.

Utah: +198% since January 2003 — 84005 ran behind it by 24 points.

Against 240 Utah ZIP codes, 84005 sits at the 75th percentile for affordability (price vs local income).

8th for appreciation (recent value growth); 98th for rental yield (rent vs price).

Owning the typical home costs about $3,301 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,250 a month.

Price divided by a year's rent: 18.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 83 a month (Redfin, 3-month rolling data through August 2026). That is 108% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 225. That is 139% of the 2015–2019 level for the same months.

Going out — closed sales: about 48 a month. That is 67% of the 2015–2019 level for the same months. The drain is drawn 48% narrower: the share of homes for sale that sell each month is 52% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.7 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 35 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 48 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 65 — so sales ran at 74% of it, and below it in 18 of the last 24 months.

Across Utah County, builders pulled permits for 7,202 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 143 a month (Redfin, 3-month rolling data through August 2026). That is 124% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 454. That is 201% of the 2015–2019 level for the same months.

Going out — closed sales: about 104 a month. That is 101% of the 2015–2019 level for the same months. The drain is drawn 59% narrower: the share of homes for sale that sell each month is 41% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 39 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 104 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 92 — so sales ran at 113% of it, and below it in 0 of the last 24 months.

Across Utah County, builders pulled permits for 7,202 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Utah County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,500 moved in. Among the ten receiving the most, 7,879 moved out.

Net across those counties: +1,621 households. Beside it, homes for sale in this ZIP: 225 in June 2026.

Most arrivals came from Salt Lake, UT (5,735 households); most departures went to Salt Lake, UT (4,666).

County assessor records list 12,969 properties with a market value here. Their average assessed market value is $470,000; the typical home value is $513,920.

The assessor average sits −8.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Utah County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,500 moved in. Among the ten receiving the most, 7,879 moved out.

Net across those counties: +1,621 households. Beside it, homes for sale in this ZIP: 454 in June 2026.

Most arrivals came from Salt Lake, UT (5,735 households); most departures went to Salt Lake, UT (4,666).

County assessor records list 16,654 properties with a market value here. Their average assessed market value is $475,700; the typical home value is $504,752.

The assessor average sits −5.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.