ZIP 84633 vs ZIP 84601

84633 is one of 24 ZIP codes that lie mostly in Utah County, UT.

Shaded by typical home value, it ranks 20 of the 22 with a value.

1 school location in 84633: 1 middle.

In alphabetical order: Goshen School. Locations only — no ratings are shown here.

84601 is one of 24 ZIP codes that lie mostly in Utah County, UT.

Shaded by typical home value, it ranks 21 of the 22 with a value.

10 school locations in 84601: 6 middle, 4 high.

In alphabetical order: Amelia Earhart School, Dixon Middle, Franklin School, Independence High, and more on the ZIP page. Locations only — no ratings are shown here.

In February 2022 the typical home in 84633 was worth $414,350.

Values peaked at $451,435 in August 2026. The latest reading is the peak.

As of August 2026: $451,435, +4.2% over twelve months.

Start with the typical home: $451,435. Put 20% down and borrow $361,148 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,501 a month in principal and interest.

The median household here earns $93,529 a year, $7,794 a month. So the payment takes 32.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 29.4% in 2022.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2022 (3.76%) the payment was $1,538.

In February 2022, with rates at 3.76%, it was $1,538.

By August 2026, at 6.67%, it was $2,323 — +51% since February 2022, while the home's value moved +9%.

Reported values rose +9% since February 2022.

General prices (CPI-U) rose +17% over the same span.

Divide one by the other: in August 2026 dollars, the 2022 home was worth $486,633. So the real change is −7%, not +9%.

84633: +9% since February 2022.

Utah County: +4% since February 2022.

Utah: +5% since February 2022 — 84633 ran ahead of it by 4 points.

Against 240 Utah ZIP codes, 84633 sits at the 76th percentile for affordability (price vs local income).

75th for appreciation (recent value growth); 28th for rental yield (rent vs price).

Owning the typical home costs about $2,952 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,032 a month.

Price divided by a year's rent: 36.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In May 2000 the typical home in 84601 was worth $139,689.

Values peaked at $452,313 in July 2022. The latest reading is −1.4% from that peak.

As of August 2026: $445,933, +0.9% over twelve months.

Start with the typical home: $445,933. Put 20% down and borrow $356,746 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,470 a month in principal and interest.

The median household here earns $64,758 a year, $5,397 a month. So the payment takes 45.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in May 2000 (8.52%) the payment was $860.

In December 2020, with rates at 2.68%, it was $1,052.

By August 2026, at 6.67%, it was $2,294 — +118% since December 2020, while the home's value moved +37%.

Reported values rose +219% since May 2000.

General prices (CPI-U) rose +95% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $272,631. So the real change is +64%, not +219%.

84601: +219% since May 2000.

Utah County: +197% since May 2000.

Utah: +212% since May 2000 — 84601 ran ahead of it by 8 points.

Against 240 Utah ZIP codes, 84601 sits at the 22nd percentile for affordability (price vs local income).

19th for appreciation (recent value growth); 58th for rental yield (rent vs price).

Owning the typical home costs about $2,916 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,470 a month.

Price divided by a year's rent: 25.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 0 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 0% of it, and below it in 8 of the last 24 months.

Across Utah County, builders pulled permits for 7,202 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 40 a month (Redfin, 3-month rolling data through August 2026). That is 87% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 110.

Going out — closed sales: about 23 a month. That is 49% of the 2015–2019 level for the same months. The drain is drawn 68% narrower: the share of homes for sale that sell each month is 32% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.8 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 17 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 23 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 43 — so sales ran at 53% of it, and below it in 24 of the last 24 months.

Across Utah County, builders pulled permits for 7,202 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Utah County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,500 moved in. Among the ten receiving the most, 7,879 moved out.

Net across those counties: +1,621 households. Beside it, homes for sale in this ZIP: 1 in June 2026.

Most arrivals came from Salt Lake, UT (5,735 households); most departures went to Salt Lake, UT (4,666).

County assessor records list 337 properties with a market value here. Their average assessed market value is $377,000; the typical home value is $451,435.

The assessor average sits −16.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Utah County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,500 moved in. Among the ten receiving the most, 7,879 moved out.

Net across those counties: +1,621 households. Beside it, homes for sale in this ZIP: 110 in June 2026.

Most arrivals came from Salt Lake, UT (5,735 households); most departures went to Salt Lake, UT (4,666).

County assessor records list 23,752 properties with a market value here. Their average assessed market value is $450,900; the typical home value is $445,933.

The assessor average sits +1.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.