ZIP 84118 vs ZIP 84044

84118 is one of 42 ZIP codes that lie mostly in Salt Lake County, UT.

Shaded by typical home value, it ranks 30 of the 34 nearby ZIPs shown.

20 school locations in 84118: 14 middle, 4 high, 2 other.

In alphabetical order: Arcadia School, Beehive School, Bennion Jr High, Bennion School, and more on the ZIP page. Locations only — no ratings are shown here.

84044 is one of 42 ZIP codes that lie mostly in Salt Lake County, UT.

Shaded by typical home value, it ranks 31 of the 34 nearby ZIPs shown.

8 school locations in 84044: 6 middle, 2 high.

In alphabetical order: Copper Hills School, Cyprus High, Elk Run Elementary, Entheos Academy Magna, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 84118 was worth $121,497.

Values peaked at $455,017 in July 2022. The latest reading is −2.5% from that peak.

As of August 2026: $443,834, −1.0% over twelve months.

Start with the typical home: $443,834. Put 20% down and borrow $355,067 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,458 a month in principal and interest.

The median household here earns $87,457 a year, $7,288 a month. So the payment takes 33.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $727.

In December 2020, with rates at 2.68%, it was $1,058.

By August 2026, at 6.67%, it was $2,283 — +116% since December 2020, while the home's value moved +36%.

Reported values rose +265% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $239,787. So the real change is +85%, not +265%.

84118: +265% since January 2000.

Salt Lake County: +219% since January 2000.

Utah: +215% since January 2000 — 84118 ran ahead of it by 50 points.

Against 240 Utah ZIP codes, 84118 sits at the 63rd percentile for affordability (price vs local income).

3rd for appreciation (recent value growth); 99th for rental yield (rent vs price).

Owning the typical home costs about $2,902 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,462 a month.

Price divided by a year's rent: 15.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 84044 was worth $116,121.

Values peaked at $450,293 in March 2026. The latest reading is −2.2% from that peak.

As of August 2026: $440,472, 0.0% over twelve months.

Start with the typical home: $440,472. Put 20% down and borrow $352,378 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,440 a month in principal and interest.

The median household here earns $87,516 a year, $7,293 a month. So the payment takes 33.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $695.

In December 2020, with rates at 2.68%, it was $1,004.

By August 2026, at 6.67%, it was $2,266 — +126% since December 2020, while the home's value moved +42%.

Reported values rose +279% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $229,177. So the real change is +92%, not +279%.

84044: +279% since January 2000.

Salt Lake County: +219% since January 2000.

Utah: +215% since January 2000 — 84044 ran ahead of it by 64 points.

Against 240 Utah ZIP codes, 84044 sits at the 69th percentile for affordability (price vs local income).

8th for appreciation (recent value growth); 88th for rental yield (rent vs price).

Owning the typical home costs about $2,880 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,606 a month.

Price divided by a year's rent: 22.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 37 a month (Redfin, 3-month rolling data through August 2026). That is 51% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 79.

Going out — closed sales: about 27 a month. That is 44% of the 2015–2019 level for the same months. The drain is drawn 52% narrower: the share of homes for sale that sell each month is 48% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 10 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 27 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 57 — so sales ran at 47% of it, and below it in 24 of the last 24 months.

Across Salt Lake County, builders pulled permits for 7,179 new homes in 2025.

Of those, 36% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 44 a month (Redfin, 3-month rolling data through August 2026). That is 86% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 121.

Going out — closed sales: about 41 a month. That is 84% of the 2015–2019 level for the same months. The drain is drawn 48% narrower: the share of homes for sale that sell each month is 52% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.0 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 41 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 42 — so sales ran at 98% of it, and below it in 15 of the last 24 months.

Across Salt Lake County, builders pulled permits for 7,179 new homes in 2025.

Of those, 36% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Salt Lake County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,948 moved in. Among the ten receiving the most, 14,547 moved out.

Net across those counties: −2,599 households. Beside it, homes for sale in this ZIP: 79 in June 2026.

Most arrivals came from Utah, UT (4,666 households); most departures went to Utah, UT (5,735).

County assessor records list 9,648 properties with a market value here. Their average assessed market value is $394,200; the typical home value is $443,834.

The assessor average sits −11.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Salt Lake County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,948 moved in. Among the ten receiving the most, 14,547 moved out.

Net across those counties: −2,599 households. Beside it, homes for sale in this ZIP: 121 in June 2026.

Most arrivals came from Utah, UT (4,666 households); most departures went to Utah, UT (5,735).

County assessor records list 9,684 properties with a market value here. Their average assessed market value is $400,400; the typical home value is $440,472.

The assessor average sits −9.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.