ZIP 80601 vs ZIP 80022

80601 is one of 20 ZIP codes that lie mostly in Adams County, CO.

Shaded by typical home value, it ranks 11 of the 18 with a value.

Mapped in and around 80601: 82 places to go — 30 parks & open space, 25 dining, 12 day trips.

15 school locations in 80601: 5 elementary, 5 middle, 5 high.

In alphabetical order: 27J Online Academy, Brighton High School, Bromley East Charter School, Eagle Ridge Academy, and more on the ZIP page. Locations only — no ratings are shown here.

80022 is one of 20 ZIP codes that lie mostly in Adams County, CO.

Shaded by typical home value, it ranks 12 of the 18 with a value.

Mapped in and around 80022: 143 places to go — 43 trails, 41 parks & open space, 27 dining.

23 school locations in 80022: 14 elementary, 5 middle, 4 high.

In alphabetical order: Adams City High School, Adams City Middle School, Alsup Elementary School, Central Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 80601 was worth $179,211.

Values peaked at $539,887 in July 2022. The latest reading is −9.7% from that peak.

As of August 2026: $487,418, −2.5% over twelve months.

Start with the typical home: $487,418. Put 20% down and borrow $389,934 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,700 a month in principal and interest.

The median household here earns $99,031 a year, $8,253 a month. So the payment takes 32.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,073.

In December 2020, with rates at 2.68%, it was $1,329.

By August 2026, at 6.67%, it was $2,508 — +89% since December 2020, while the home's value moved +19%.

Reported values rose +172% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $353,691. So the real change is +38%, not +172%.

80601: +172% since January 2000.

Adams County: +180% since January 2000.

Colorado: +199% since January 2000 — 80601 ran behind it by 27 points.

Against 476 Colorado ZIP codes, 80601 sits at the 62nd percentile for affordability (price vs local income).

16th for appreciation (recent value growth); 68th for rental yield (rent vs price).

Owning the typical home costs about $3,187 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,979 a month.

Price divided by a year's rent: 20.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 80022 was worth $171,890.

Values peaked at $529,660 in July 2022. The latest reading is −12.2% from that peak.

As of August 2026: $464,891, −3.6% over twelve months.

Start with the typical home: $464,891. Put 20% down and borrow $371,913 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,575 a month in principal and interest.

The median household here earns $98,858 a year, $8,238 a month. So the payment takes 31.3% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,029.

In December 2020, with rates at 2.68%, it was $1,291.

By August 2026, at 6.67%, it was $2,392 — +85% since December 2020, while the home's value moved +17%.

Reported values rose +170% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $339,243. So the real change is +37%, not +170%.

80022: +171% since January 2000.

Adams County: +180% since January 2000.

Colorado: +199% since January 2000 — 80022 ran behind it by 28 points.

Against 476 Colorado ZIP codes, 80022 sits at the 68th percentile for affordability (price vs local income).

7th for appreciation (recent value growth); 92nd for rental yield (rent vs price).

Owning the typical home costs about $3,040 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,399 a month.

Price divided by a year's rent: 16.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 63 a month (Redfin, 3-month rolling data through August 2026). That is 76% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 199.

Going out — closed sales: about 55 a month. That is 70% of the 2015–2019 level for the same months. The drain is drawn 59% narrower: the share of homes for sale that sell each month is 41% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.6 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 55 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 72 — so sales ran at 76% of it, and below it in 10 of the last 24 months.

Across Adams County, builders pulled permits for 2,608 new homes in 2025.

Of those, 72% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 108 a month (Redfin, 3-month rolling data through August 2026). That is 94% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 305. That is 185% of the 2015–2019 level for the same months.

Going out — closed sales: about 85 a month. That is 87% of the 2015–2019 level for the same months. The drain is drawn 53% narrower: the share of homes for sale that sell each month is 47% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.6 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 22 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 85 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 98 — so sales ran at 87% of it, and below it in 13 of the last 24 months.

Across Adams County, builders pulled permits for 2,608 new homes in 2025.

Of those, 72% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Adams County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,283 moved in. Among the ten receiving the most, 14,635 moved out.

Net across those counties: +1,648 households. Beside it, homes for sale in this ZIP: 199 in June 2026.

Most arrivals came from Denver, CO (5,110 households); most departures went to Denver, CO (3,626).

County assessor records list 417 properties with a market value here. Their average assessed market value is $354,000; the typical home value is $487,418.

The assessor average sits −27.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 426 homes with a recorded purchase date, 2% have had the same owner for 20 years or more, and 92% changed hands in the last five.

51% are owned from a different mailing address, 9% from out of state.

This ZIP sits in Adams County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,283 moved in. Among the ten receiving the most, 14,635 moved out.

Net across those counties: +1,648 households. Beside it, homes for sale in this ZIP: 305 in June 2026.

Most arrivals came from Denver, CO (5,110 households); most departures went to Denver, CO (3,626).

County assessor records list 619 properties with a market value here. Their average assessed market value is $423,000; the typical home value is $464,891.

The assessor average sits −9.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 657 homes with a recorded purchase date, 4% have had the same owner for 20 years or more, and 85% changed hands in the last five.

37% are owned from a different mailing address, 8% from out of state.