ZIP 80550 vs ZIP 80651

80550 is one of 35 ZIP codes that lie mostly in Weld County, CO — 91% of its own area is in the county.

Shaded by typical home value, it ranks 10 of the 28 with a value.

Mapped in and around 80550: 99 places to go — 42 parks & open space, 31 dining, 10 recreation & fitness.

12 school locations in 80550: 6 elementary, 3 middle, 3 high.

In alphabetical order: Grandview Elementary School, Mountain View Elementary School, Range View Elementary, Severance High School, and more on the ZIP page. Locations only — no ratings are shown here.

80651 is one of 35 ZIP codes that lie mostly in Weld County, CO.

Shaded by typical home value, it ranks 11 of the 28 with a value.

Mapped in and around 80651: 16 places to go — 9 day trips, 5 arts & venues, 1 parks & open space.

2 school locations in 80651: 1 elementary, 1 middle.

In alphabetical order: Platteville Elementary School, South Valley Middle School. Locations only — no ratings are shown here.

In January 2000 the typical home in 80550 was worth $189,440.

Values peaked at $595,994 in July 2022. The latest reading is −8.0% from that peak.

As of August 2026: $548,055, −2.2% over twelve months.

Start with the typical home: $548,055. Put 20% down and borrow $438,444 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,036 a month in principal and interest.

The median household here earns $121,487 a year, $10,124 a month. So the payment takes 30.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,134.

In December 2020, with rates at 2.68%, it was $1,473.

By August 2026, at 6.67%, it was $2,820 — +91% since December 2020, while the home's value moved +21%.

Reported values rose +189% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $373,879. So the real change is +47%, not +189%.

80550: +189% since January 2000.

Weld County: +178% since January 2000.

Colorado: +199% since January 2000 — 80550 ran behind it by 9 points.

Owning the typical home costs about $3,584 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,173 a month.

Price divided by a year's rent: 21.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 80651 was worth $175,346.

Values peaked at $566,435 in July 2022. The latest reading is −4.5% from that peak.

As of August 2026: $540,773, +0.1% over twelve months.

Start with the typical home: $540,773. Put 20% down and borrow $432,618 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,995 a month in principal and interest.

The median household here earns $88,608 a year, $7,384 a month. So the payment takes 40.6% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,050.

In December 2020, with rates at 2.68%, it was $1,422.

By August 2026, at 6.67%, it was $2,782 — +96% since December 2020, while the home's value moved +23%.

Reported values rose +208% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $346,063. So the real change is +56%, not +208%.

80651: +208% since January 2000.

Weld County: +178% since January 2000.

Colorado: +199% since January 2000 — 80651 ran ahead of it by 10 points.

Owning the typical home costs about $3,536 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,316 a month.

Price divided by a year's rent: 13.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 126 a month (Redfin, 3-month rolling data through August 2026). That is 101% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 397. That is 102% of the 2015–2019 level for the same months.

Going out — closed sales: about 101 a month. That is 92% of the 2015–2019 level for the same months. The drain is drawn 12% narrower: the share of homes for sale that sell each month is 88% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 25 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 101 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 92 — so sales ran at 110% of it, and below it in 6 of the last 24 months.

Across Weld County, builders pulled permits for 2,993 new homes in 2025.

Of those, 67% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 3 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 6 — so sales ran at 50% of it, and below it in 20 of the last 24 months.

Across Weld County, builders pulled permits for 2,993 new homes in 2025.

Of those, 67% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Weld County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,838 moved in. Among the ten receiving the most, 5,777 moved out.

Net across those counties: +3,061 households. Beside it, homes for sale in this ZIP: 397 in June 2026.

Most arrivals came from Larimer, CO (2,730 households); most departures went to Larimer, CO (2,021).

County assessor records list 11,722 properties with a market value here. Their average assessed market value is $558,599; the typical home value is $548,055.

The assessor average sits +1.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 11,947 homes with a recorded purchase date, 20% have had the same owner for 20 years or more, and 11% changed hands in the last five.

16% are owned from a different mailing address, 2% from out of state.

This ZIP sits in Weld County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,838 moved in. Among the ten receiving the most, 5,777 moved out.

Net across those counties: +3,061 households. Beside it, homes for sale in this ZIP: 22 in June 2026.

Most arrivals came from Larimer, CO (2,730 households); most departures went to Larimer, CO (2,021).

County assessor records list 1,335 properties with a market value here. Their average assessed market value is $457,174; the typical home value is $540,773.

The assessor average sits −15.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 1,233 homes with a recorded purchase date, 34% have had the same owner for 20 years or more, and 9% changed hands in the last five.

50% are owned from a different mailing address, 1% from out of state.