ZIP 80535 vs ZIP 80526

80535 is one of 18 ZIP codes that lie mostly in Larimer County, CO.

Shaded by typical home value, it ranks 10 of the 17 with a value.

Mapped in and around 80535: 24 places to go — 13 day trips, 5 trails, 3 dining.

3 school locations in 80535: 1 elementary, 1 middle, 1 high.

In alphabetical order: Cache La Poudre Elementary School, Cache La Poudre Middle School, Timnath Middle-High School. Locations only — no ratings are shown here.

80526 is one of 18 ZIP codes that lie mostly in Larimer County, CO.

Shaded by typical home value, it ranks 11 of the 17 with a value.

Mapped in and around 80526: 115 places to go — 36 trails, 26 parks & open space, 26 dining.

12 school locations in 80526: 7 elementary, 3 middle, 1 high, 1 other.

In alphabetical order: Axis International Academy, Bauder Elementary School, Beattie Elementary School, Blevins Middle School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 80535 was worth $184,173.

Values peaked at $571,583 in July 2022. The latest reading is −2.2% from that peak.

As of August 2026: $559,115, 0.0% over twelve months.

Start with the typical home: $559,115. Put 20% down and borrow $447,292 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,097 a month in principal and interest.

The median household here earns $98,056 a year, $8,171 a month. So the payment takes 37.9% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,103.

In December 2020, with rates at 2.68%, it was $1,432.

By August 2026, at 6.67%, it was $2,876 — +101% since December 2020, while the home's value moved +26%.

Reported values rose +204% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $363,484. So the real change is +54%, not +204%.

80535: +204% since January 2000.

Larimer County: +185% since January 2000.

Colorado: +199% since January 2000 — 80535 ran ahead of it by 5 points.

Owning the typical home costs about $3,656 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,850 a month.

Price divided by a year's rent: 25.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 80526 was worth $177,213.

Values peaked at $548,018 in July 2022. The latest reading is −2.1% from that peak.

As of August 2026: $536,451, −0.2% over twelve months.

Start with the typical home: $536,451. Put 20% down and borrow $429,161 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,971 a month in principal and interest.

The median household here earns $89,098 a year, $7,425 a month. So the payment takes 40.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,061.

In December 2020, with rates at 2.68%, it was $1,391.

By August 2026, at 6.67%, it was $2,760 — +98% since December 2020, while the home's value moved +25%.

Reported values rose +203% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $349,748. So the real change is +53%, not +203%.

80526: +203% since January 2000.

Larimer County: +185% since January 2000.

Colorado: +199% since January 2000 — 80526 ran ahead of it by 4 points.

Owning the typical home costs about $3,508 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,090 a month.

Price divided by a year's rent: 21.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 2 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 3 — so sales ran at 67% of it, and below it in 11 of the last 24 months.

Across Larimer County, builders pulled permits for 2,436 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 65 a month (Redfin, 3-month rolling data through August 2026). That is 75% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 157.

Going out — closed sales: about 56 a month. That is 70% of the 2015–2019 level for the same months. The drain is drawn 37% narrower: the share of homes for sale that sell each month is 63% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 56 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 63 — so sales ran at 89% of it, and below it in 24 of the last 24 months.

Across Larimer County, builders pulled permits for 2,436 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Larimer County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,096 moved in. Among the ten receiving the most, 6,429 moved out.

Net across those counties: −333 households. Beside it, homes for sale in this ZIP: 7 in June 2026.

Most arrivals came from Weld, CO (2,021 households); most departures went to Weld, CO (2,730).

County assessor records list 838 properties with a market value here. Their average assessed market value is $525,900; the typical home value is $559,115.

The assessor average sits −5.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 956 homes with a recorded purchase date, 40% have had the same owner for 20 years or more, and 17% changed hands in the last five.

47% are owned from a different mailing address, 2% from out of state.

This ZIP sits in Larimer County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,096 moved in. Among the ten receiving the most, 6,429 moved out.

Net across those counties: −333 households. Beside it, homes for sale in this ZIP: 157 in June 2026.

Most arrivals came from Weld, CO (2,021 households); most departures went to Weld, CO (2,730).

County assessor records list 13,010 properties with a market value here. Their average assessed market value is $549,100; the typical home value is $536,451.

The assessor average sits +2.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 14,923 homes with a recorded purchase date, 36% have had the same owner for 20 years or more, and 19% changed hands in the last five.

27% are owned from a different mailing address, 5% from out of state.