ZIP 80455 vs ZIP 80481

80455 is one of 18 ZIP codes that lie mostly in Boulder County, CO.

Shaded by typical home value, it ranks 11 of the 14 with a value.

Mapped in and around 80455: 65 places to go — 46 trails, 12 day trips, 6 arts & venues.

1 school location in 80455: 1 elementary.

In alphabetical order: Jamestown Elementary School. Locations only — no ratings are shown here.

80481 is one of 18 ZIP codes that lie mostly in Boulder County, CO.

Shaded by typical home value, it ranks 12 of the 14 with a value.

Mapped in and around 80481: 66 places to go — 36 trails, 16 arts & venues, 12 day trips.

In January 2000 the typical home in 80455 was worth $219,761.

Values peaked at $594,247 in July 2022. The latest reading is −9.2% from that peak.

As of August 2026: $539,624, −2.5% over twelve months.

Start with the typical home: $539,624. Put 20% down and borrow $431,699 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,989 a month in principal and interest.

The median household here earns $175,438 a year, $14,620 a month. So the payment takes 20.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,316.

In December 2020, with rates at 2.68%, it was $1,545.

By August 2026, at 6.67%, it was $2,776 — +80% since December 2020, while the home's value moved +13%.

Reported values rose +146% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $433,721. So the real change is +24%, not +146%.

80455: +146% since January 2000.

Boulder County: +213% since January 2000.

Colorado: +199% since January 2000 — 80455 ran behind it by 53 points.

Against 476 Colorado ZIP codes, 80455 sits at the 94th percentile for affordability (price vs local income).

26th for appreciation (recent value growth); 7th for rental yield (rent vs price).

Owning the typical home costs about $3,529 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,113 a month.

Price divided by a year's rent: 40.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 80481 was worth $203,075.

Values peaked at $571,465 in June 2022. The latest reading is −8.7% from that peak.

As of August 2026: $521,667, −0.6% over twelve months.

Start with the typical home: $521,667. Put 20% down and borrow $417,334 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,890 a month in principal and interest.

The median household here earns $92,105 a year, $7,675 a month. So the payment takes 37.6% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,216.

In December 2020, with rates at 2.68%, it was $1,471.

By August 2026, at 6.67%, it was $2,684 — +82% since December 2020, while the home's value moved +15%.

Reported values rose +157% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $400,789. So the real change is +30%, not +157%.

80481: +157% since January 2000.

Boulder County: +213% since January 2000.

Colorado: +199% since January 2000 — 80481 ran behind it by 42 points.

Against 476 Colorado ZIP codes, 80481 sits at the 48th percentile for affordability (price vs local income).

57th for appreciation (recent value growth); 54th for rental yield (rent vs price).

Owning the typical home costs about $3,411 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,893 a month.

Price divided by a year's rent: 23.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 2 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 200% of it, and below it in 6 of the last 24 months.

Across Boulder County, builders pulled permits for 2,001 new homes in 2025.

Of those, 21% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 50% of it, and below it in 12 of the last 24 months.

Across Boulder County, builders pulled permits for 2,001 new homes in 2025.

Of those, 21% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Boulder County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 5,799 moved in. Among the ten receiving the most, 7,485 moved out.

Net across those counties: −1,686 households. Beside it, homes for sale in this ZIP: 2 in June 2026.

Most arrivals came from Denver, CO (1,036 households); most departures went to Weld, CO (1,534).

County assessor records list 254 properties with a market value here. Their average assessed market value is $511,600; the typical home value is $539,624.

The assessor average sits −5.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 283 homes with a recorded purchase date, 41% have had the same owner for 20 years or more, and 20% changed hands in the last five.

75% are owned from a different mailing address, 10% from out of state.

This ZIP sits in Boulder County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 5,799 moved in. Among the ten receiving the most, 7,485 moved out.

Net across those counties: −1,686 households. Beside it, homes for sale in this ZIP: 9 in June 2026.

Most arrivals came from Denver, CO (1,036 households); most departures went to Weld, CO (1,534).

County assessor records list 599 properties with a market value here. Their average assessed market value is $438,400; the typical home value is $521,667.

The assessor average sits −16.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 637 homes with a recorded purchase date, 47% have had the same owner for 20 years or more, and 18% changed hands in the last five.

70% are owned from a different mailing address, 10% from out of state.