ZIP 80449 vs ZIP 80827

80449 is one of 10 ZIP codes that lie mostly in Park County, CO — 97% of its own area is in the county.

Shaded by typical home value, it ranks 10 of the 10 with a value.

Mapped in and around 80449: 24 places to go — 10 arts & venues, 10 day trips, 2 parks & open space.

80827 is one of 10 ZIP codes that lie mostly in Park County, CO — 87% of its own area is in the county.

Shaded by typical home value, it ranks 9 of the 10 with a value.

Mapped in and around 80827: 58 places to go — 23 arts & venues, 18 trails, 14 day trips.

1 school location in 80827: 1 high.

In alphabetical order: Lake George Charter School. Locations only — no ratings are shown here.

In January 2000 the typical home in 80449 was worth $114,429.

Values peaked at $400,942 in November 2023. The latest reading is −1.4% from that peak.

As of August 2026: $395,204, +1.3% over twelve months.

Start with the typical home: $395,204. Put 20% down and borrow $316,163 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,189 a month in principal and interest.

The median household here earns $58,618 a year, $4,885 a month. So the payment takes 44.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $685.

In December 2020, with rates at 2.68%, it was $868.

By August 2026, at 6.67%, it was $2,033 — +134% since December 2020, while the home's value moved +47%.

Reported values rose +245% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $225,837. So the real change is +75%, not +245%.

80449: +245% since January 2000.

Park County: +235% since January 2000.

Colorado: +199% since January 2000 — 80449 ran ahead of it by 47 points.

Owning the typical home costs about $2,584 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,161 a month.

Price divided by a year's rent: 15.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 80827 was worth $127,530.

Values peaked at $458,242 in November 2023. The latest reading is −4.8% from that peak.

As of August 2026: $436,321, −0.5% over twelve months.

Start with the typical home: $436,321. Put 20% down and borrow $349,057 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,417 a month in principal and interest.

The median household here earns $52,311 a year, $4,359 a month. So the payment takes 55.4% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $764.

In December 2020, with rates at 2.68%, it was $1,062.

By August 2026, at 6.67%, it was $2,245 — +111% since December 2020, while the home's value moved +33%.

Reported values rose +242% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $251,694. So the real change is +73%, not +242%.

80827: +242% since January 2000.

Park County: +235% since January 2000.

Colorado: +199% since January 2000 — 80827 ran ahead of it by 43 points.

Owning the typical home costs about $2,853 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,161 a month.

Price divided by a year's rent: 16.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 10 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 58.

Going out — closed sales: about 3 a month. The drain is drawn 57% narrower: the share of homes for sale that sell each month is 43% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 19.3 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 3 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 4 — so sales ran at 75% of it, and below it in 10 of the last 24 months.

Across Park County, builders pulled permits for 152 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 2 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 100% of it, and below it in 1 of the last 24 months.

Across Park County, builders pulled permits for 152 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Park County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 454 moved in. Among the ten receiving the most, 316 moved out.

Net across those counties: +138 households. Beside it, homes for sale in this ZIP: 58 in June 2026.

Most arrivals came from Jefferson, CO (154 households); most departures went to Jefferson, CO (95).

County assessor records list 1,282 properties with a market value here. Their average assessed market value is $371,995; the typical home value is $395,204.

The assessor average sits −5.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Park County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 454 moved in. Among the ten receiving the most, 316 moved out.

Net across those counties: +138 households. Beside it, homes for sale in this ZIP: 21 in June 2026.

Most arrivals came from Jefferson, CO (154 households); most departures went to Jefferson, CO (95).

County assessor records list 961 properties with a market value here. Their average assessed market value is $420,575; the typical home value is $436,321.

The assessor average sits −3.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.