ZIP 80127 vs ZIP 80005

80127 is one of 27 ZIP codes that lie mostly in Jefferson County, CO.

Shaded by typical home value, it ranks 9 of the 25 with a value.

Mapped in and around 80127: 193 places to go — 83 trails, 50 parks & open space, 36 dining.

13 school locations in 80127: 7 elementary, 2 middle, 3 high, 1 other.

In alphabetical order: Bradford K8 North, Bradford K8 South, Chatfield High School, Collegiate Academy of Colorado, and more on the ZIP page. Locations only — no ratings are shown here.

80005 is one of 27 ZIP codes that lie mostly in Jefferson County, CO.

Shaded by typical home value, it ranks 10 of the 25 with a value.

Mapped in and around 80005: 79 places to go — 25 parks & open space, 17 trails, 12 dining.

10 school locations in 80005: 5 elementary, 3 middle, 2 high.

In alphabetical order: Excel Academy Charter School, Meiklejohn Elementary, Moore Middle School, Oberon Middle School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 80127 was worth $220,352.

Values peaked at $708,634 in June 2022. The latest reading is −6.9% from that peak.

As of August 2026: $660,024, −1.3% over twelve months.

Start with the typical home: $660,024. Put 20% down and borrow $528,019 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,656 a month in principal and interest.

The median household here earns $137,753 a year, $11,479 a month. So the payment takes 31.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,319.

In December 2020, with rates at 2.68%, it was $1,739.

By August 2026, at 6.67%, it was $3,396 — +95% since December 2020, while the home's value moved +23%.

Reported values rose +200% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $434,887. So the real change is +52%, not +200%.

80127: +200% since January 2000.

Jefferson County: +213% since January 2000.

Colorado: +199% since January 2000.

Against 476 Colorado ZIP codes, 80127 sits at the 65th percentile for affordability (price vs local income).

35th for appreciation (recent value growth); 35th for rental yield (rent vs price).

Owning the typical home costs about $4,316 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,113 a month.

Price divided by a year's rent: 26.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 80005 was worth $212,274.

Values peaked at $682,834 in June 2022. The latest reading is −6.7% from that peak.

As of August 2026: $636,960, −1.1% over twelve months.

Start with the typical home: $636,960. Put 20% down and borrow $509,568 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,528 a month in principal and interest.

The median household here earns $136,360 a year, $11,363 a month. So the payment takes 31.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,271.

In December 2020, with rates at 2.68%, it was $1,693.

By August 2026, at 6.67%, it was $3,277 — +94% since December 2020, while the home's value moved +22%.

Reported values rose +200% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $418,945. So the real change is +52%, not +200%.

80005: +200% since January 2000.

Jefferson County: +213% since January 2000.

Colorado: +199% since January 2000 — 80005 ran ahead of it by 1 points.

Against 476 Colorado ZIP codes, 80005 sits at the 68th percentile for affordability (price vs local income).

40th for appreciation (recent value growth); 63rd for rental yield (rent vs price).

Owning the typical home costs about $4,165 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,318 a month.

Price divided by a year's rent: 22.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 84 a month (Redfin, 3-month rolling data through August 2026). That is 90% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 160.

Going out — closed sales: about 66 a month. That is 75% of the 2015–2019 level for the same months. The drain is drawn 51% narrower: the share of homes for sale that sell each month is 49% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 18 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 66 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 77 — so sales ran at 86% of it, and below it in 21 of the last 24 months.

Across Jefferson County, builders pulled permits for 1,118 new homes in 2025.

Of those, 72% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 51 a month (Redfin, 3-month rolling data through August 2026). That is 79% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 95.

Going out — closed sales: about 42 a month. That is 74% of the 2015–2019 level for the same months. The drain is drawn 54% narrower: the share of homes for sale that sell each month is 46% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.3 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 42 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 50 — so sales ran at 84% of it, and below it in 20 of the last 24 months.

Across Jefferson County, builders pulled permits for 1,118 new homes in 2025.

Of those, 72% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Jefferson County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,902 moved in. Among the ten receiving the most, 15,755 moved out.

Net across those counties: +1,147 households. Beside it, homes for sale in this ZIP: 160 in June 2026.

Most arrivals came from Denver, CO (7,255 households); most departures went to Denver, CO (5,051).

County assessor records list 17,420 properties with a market value here. Their average assessed market value is $675,413; the typical home value is $660,024.

The assessor average sits +2.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 16,264 homes with a recorded purchase date, 21% have had the same owner for 20 years or more, and 33% changed hands in the last five.

16% are owned from a different mailing address, 2% from out of state.

This ZIP sits in Jefferson County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,902 moved in. Among the ten receiving the most, 15,755 moved out.

Net across those counties: +1,147 households. Beside it, homes for sale in this ZIP: 95 in June 2026.

Most arrivals came from Denver, CO (7,255 households); most departures went to Denver, CO (5,051).

County assessor records list 11,456 properties with a market value here. Their average assessed market value is $620,132; the typical home value is $636,960.

The assessor average sits −2.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 11,028 homes with a recorded purchase date, 20% have had the same owner for 20 years or more, and 32% changed hands in the last five.

18% are owned from a different mailing address, 2% from out of state.