ZIP 78255 vs ZIP 78260

78255 is one of 70 ZIP codes that lie mostly in Bexar County, TX.

Shaded by typical home value, it ranks 4 of the 37 nearby ZIPs shown.

2 school locations in 78255: 1 elementary, 1 middle.

In alphabetical order: AUE EL, GARCIA MIDDLE. Locations only — no ratings are shown here.

78260 is one of 70 ZIP codes that lie mostly in Bexar County, TX.

Shaded by typical home value, it ranks 5 of the 38 nearby ZIPs shown.

5 school locations in 78260: 3 elementary, 1 middle, 1 high.

In alphabetical order: KINDER RANCH EL, MH SPECHT EL, PIEPER H S, PIEPER RANCH MIDDLE, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 78255 was worth $236,772.

Values peaked at $553,194 in October 2023. The latest reading is −1.3% from that peak.

As of August 2026: $546,052, +0.6% over twelve months.

Start with the typical home: $546,052. Put 20% down and borrow $436,842 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,025 a month in principal and interest.

The median household here earns $151,673 a year, $12,639 a month. So the payment takes 23.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,418.

In December 2020, with rates at 2.68%, it was $1,306.

By August 2026, at 6.67%, it was $2,809 — +115% since December 2020, while the home's value moved +35%.

Reported values rose +131% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $467,294. So the real change is +17%, not +131%.

78255: +131% since January 2000.

Bexar County: +143% since January 2000.

Texas: +160% since January 2000 — 78255 ran behind it by 30 points.

Against 1,763 Texas ZIP codes, 78255 sits at the 54th percentile for affordability (price vs local income).

59th for appreciation (recent value growth); 22nd for rental yield (rent vs price).

Owning the typical home costs about $3,571 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,882 a month.

Price divided by a year's rent: 24.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 78260 was worth $223,791.

Values peaked at $523,606 in December 2024. The latest reading is −1.1% from that peak.

As of August 2026: $517,676, −0.6% over twelve months.

Start with the typical home: $517,676. Put 20% down and borrow $414,141 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,867 a month in principal and interest.

The median household here earns $150,705 a year, $12,559 a month. So the payment takes 22.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,340.

In December 2020, with rates at 2.68%, it was $1,238.

By August 2026, at 6.67%, it was $2,663 — +115% since December 2020, while the home's value moved +35%.

Reported values rose +131% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $441,675. So the real change is +17%, not +131%.

78260: +131% since January 2000.

Bexar County: +143% since January 2000.

Texas: +160% since January 2000 — 78260 ran behind it by 29 points.

Against 1,763 Texas ZIP codes, 78260 sits at the 58th percentile for affordability (price vs local income).

44th for appreciation (recent value growth); 20th for rental yield (rent vs price).

Owning the typical home costs about $3,385 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,539 a month.

Price divided by a year's rent: 28.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 29 a month (Redfin, 3-month rolling data through August 2026). That is 70% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 130.

Going out — closed sales: about 23 a month. That is 67% of the 2015–2019 level for the same months. The drain is drawn 24% narrower: the share of homes for sale that sell each month is 76% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.6 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 23 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 30 — so sales ran at 77% of it, and below it in 24 of the last 24 months.

Across Bexar County, builders pulled permits for 6,333 new homes in 2025.

Of those, 72% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 63 a month (Redfin, 3-month rolling data through August 2026). That is 66% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 214. That is 74% of the 2015–2019 level for the same months.

Going out — closed sales: about 62 a month. That is 73% of the 2015–2019 level for the same months. The drain is drawn 4% narrower: the share of homes for sale that sell each month is 96% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 62 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 69 — so sales ran at 90% of it, and below it in 22 of the last 24 months.

Across Bexar County, builders pulled permits for 6,333 new homes in 2025.

Of those, 72% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Bexar County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,866 moved in. Among the ten receiving the most, 13,897 moved out.

Net across those counties: −2,031 households. Beside it, homes for sale in this ZIP: 130 in June 2026.

Most arrivals came from Guadalupe, TX (1,894 households); most departures went to Comal, TX (2,513).

County assessor records list 3,793 properties with a market value here. Their average assessed market value is $511,570; the typical home value is $546,052.

The assessor average sits −6.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Bexar County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,866 moved in. Among the ten receiving the most, 13,897 moved out.

Net across those counties: −2,031 households. Beside it, homes for sale in this ZIP: 214 in June 2026.

Most arrivals came from Guadalupe, TX (1,894 households); most departures went to Comal, TX (2,513).

County assessor records list 9,019 properties with a market value here. Their average assessed market value is $482,780; the typical home value is $517,676.

The assessor average sits −6.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.