ZIP 77586 vs ZIP 77062

77586 is one of 132 ZIP codes that lie mostly in Harris County, TX.

Shaded by typical home value, it ranks 2 of the 38 nearby ZIPs shown.

5 school locations in 77586: 2 elementary, 2 middle, 1 high.

In alphabetical order: ED H WHITE EL, G W ROBINSON, HARRIS COUNTY YOUTH VILLAGE, ODYSSEY ACADEMY - BAY AREA, and more on the ZIP page. Locations only — no ratings are shown here.

77062 is one of 132 ZIP codes that lie mostly in Harris County, TX.

Shaded by typical home value, it ranks 4 of the 38 nearby ZIPs shown.

5 school locations in 77062: 4 elementary, 1 middle.

In alphabetical order: CLEAR LAKE CITY EL, CLEAR LAKE INT, FALCON PASS EL, G H WHITCOMB EL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 77586 was worth $151,179.

Values peaked at $359,936 in May 2024. The latest reading is −3.6% from that peak.

As of August 2026: $346,917, +0.3% over twelve months.

Start with the typical home: $346,917. Put 20% down and borrow $277,534 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,922 a month in principal and interest.

The median household here earns $115,301 a year, $9,608 a month. So the payment takes 20.0% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $905.

In December 2020, with rates at 2.68%, it was $927.

By August 2026, at 6.67%, it was $1,785 — +93% since December 2020, while the home's value moved +21%.

Reported values rose +129% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $298,367. So the real change is +16%, not +129%.

77586: +130% since January 2000.

Harris County: +146% since January 2000.

Texas: +160% since January 2000 — 77586 ran behind it by 31 points.

Against 1,763 Texas ZIP codes, 77586 sits at the 78th percentile for affordability (price vs local income).

58th for appreciation (recent value growth); 50th for rental yield (rent vs price).

Owning the typical home costs about $2,269 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,589 a month.

Price divided by a year's rent: 18.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 77062 was worth $132,117.

Values peaked at $325,014 in June 2024. The latest reading is −3.3% from that peak.

As of August 2026: $314,349, +0.7% over twelve months.

Start with the typical home: $314,349. Put 20% down and borrow $251,479 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,741 a month in principal and interest.

The median household here earns $105,824 a year, $8,819 a month. So the payment takes 19.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $791.

In December 2020, with rates at 2.68%, it was $811.

By August 2026, at 6.67%, it was $1,617 — +99% since December 2020, while the home's value moved +25%.

Reported values rose +138% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $260,747. So the real change is +21%, not +138%.

77062: +138% since January 2000.

Harris County: +146% since January 2000.

Texas: +160% since January 2000 — 77062 ran behind it by 22 points.

Against 1,763 Texas ZIP codes, 77062 sits at the 78th percentile for affordability (price vs local income).

64th for appreciation (recent value growth); 61st for rental yield (rent vs price).

Owning the typical home costs about $2,056 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,828 a month.

Price divided by a year's rent: 14.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 41 a month (Redfin, 3-month rolling data through August 2026). That is 85% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 152.

Going out — closed sales: about 34 a month. That is 84% of the 2015–2019 level for the same months. The drain is drawn 34% narrower: the share of homes for sale that sell each month is 66% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.5 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 34 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 36 — so sales ran at 94% of it, and below it in 19 of the last 24 months.

Across Harris County, builders pulled permits for 30,909 new homes in 2025.

Of those, 55% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 37 a month (Redfin, 3-month rolling data through August 2026). That is 80% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 76.

Going out — closed sales: about 28 a month. That is 65% of the 2015–2019 level for the same months. The drain is drawn 37% narrower: the share of homes for sale that sell each month is 63% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 28 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 33 — so sales ran at 85% of it, and below it in 22 of the last 24 months.

Across Harris County, builders pulled permits for 30,909 new homes in 2025.

Of those, 55% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Harris County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 36,350 moved in. Among the ten receiving the most, 48,718 moved out.

Net across those counties: −12,368 households. Beside it, homes for sale in this ZIP: 152 in June 2026.

Most arrivals came from Fort Bend, TX (11,572 households); most departures went to Fort Bend, TX (14,433).

This ZIP sits in Harris County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 36,350 moved in. Among the ten receiving the most, 48,718 moved out.

Net across those counties: −12,368 households. Beside it, homes for sale in this ZIP: 76 in June 2026.

Most arrivals came from Fort Bend, TX (11,572 households); most departures went to Fort Bend, TX (14,433).