ZIP 77069 vs ZIP 77095

77069 is one of 132 ZIP codes that lie mostly in Harris County, TX.

Shaded by typical home value, it ranks 13 of the 40 nearby ZIPs shown.

1 school location in 77069: 1 elementary.

In alphabetical order: YEAGER EL. Locations only — no ratings are shown here.

77095 is one of 132 ZIP codes that lie mostly in Harris County, TX.

Shaded by typical home value, it ranks 16 of the 40 nearby ZIPs shown.

10 school locations in 77095: 6 elementary, 2 middle, 2 high.

In alphabetical order: ARAGON MIDDLE, BIRKES EL, COPELAND EL, CYPRESS FALLS H S, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 77069 was worth $159,943.

Values peaked at $343,879 in May 2024. The latest reading is −3.8% from that peak.

As of August 2026: $330,641, −1.5% over twelve months.

Start with the typical home: $330,641. Put 20% down and borrow $264,513 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,831 a month in principal and interest.

The median household here earns $73,599 a year, $6,133 a month. So the payment takes 29.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $958.

In December 2020, with rates at 2.68%, it was $843.

By August 2026, at 6.67%, it was $1,701 — +102% since December 2020, while the home's value moved +27%.

Reported values rose +107% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $315,664. So the real change is +5%, not +107%.

77069: +107% since January 2000.

Harris County: +146% since January 2000.

Texas: +160% since January 2000 — 77069 ran behind it by 54 points.

Against 1,763 Texas ZIP codes, 77069 sits at the 26th percentile for affordability (price vs local income).

36th for appreciation (recent value growth); 29th for rental yield (rent vs price).

Owning the typical home costs about $2,162 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,169 a month.

Price divided by a year's rent: 23.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 77095 was worth $137,866.

Values peaked at $339,487 in August 2022. The latest reading is −4.8% from that peak.

As of August 2026: $323,208, −2.0% over twelve months.

Start with the typical home: $323,208. Put 20% down and borrow $258,566 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,790 a month in principal and interest.

The median household here earns $95,657 a year, $7,971 a month. So the payment takes 22.5% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $825.

In December 2020, with rates at 2.68%, it was $809.

By August 2026, at 6.67%, it was $1,663 — +106% since December 2020, while the home's value moved +29%.

Reported values rose +134% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $272,093. So the real change is +19%, not +134%.

77095: +134% since January 2000.

Harris County: +146% since January 2000.

Texas: +160% since January 2000 — 77095 ran behind it by 26 points.

Against 1,763 Texas ZIP codes, 77095 sits at the 61st percentile for affordability (price vs local income).

28th for appreciation (recent value growth); 47th for rental yield (rent vs price).

Owning the typical home costs about $2,113 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,334 a month.

Price divided by a year's rent: 20.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 40 a month (Redfin, 3-month rolling data through August 2026). That is 90% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 129.

Going out — closed sales: about 22 a month. That is 73% of the 2015–2019 level for the same months. The drain is drawn 23% narrower: the share of homes for sale that sell each month is 77% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.9 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 18 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 22 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 31 — so sales ran at 71% of it, and below it in 22 of the last 24 months.

Across Harris County, builders pulled permits for 30,909 new homes in 2025.

Of those, 55% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 81 a month (Redfin, 3-month rolling data through August 2026). That is 65% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 210. That is 102% of the 2015–2019 level for the same months.

Going out — closed sales: about 55 a month. That is 50% of the 2015–2019 level for the same months. The drain is drawn 52% narrower: the share of homes for sale that sell each month is 48% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 26 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 55 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 92 — so sales ran at 60% of it, and below it in 24 of the last 24 months.

Across Harris County, builders pulled permits for 30,909 new homes in 2025.

Of those, 55% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Harris County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 36,350 moved in. Among the ten receiving the most, 48,718 moved out.

Net across those counties: −12,368 households. Beside it, homes for sale in this ZIP: 129 in June 2026.

Most arrivals came from Fort Bend, TX (11,572 households); most departures went to Fort Bend, TX (14,433).

This ZIP sits in Harris County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 36,350 moved in. Among the ten receiving the most, 48,718 moved out.

Net across those counties: −12,368 households. Beside it, homes for sale in this ZIP: 210 in June 2026.

Most arrivals came from Fort Bend, TX (11,572 households); most departures went to Fort Bend, TX (14,433).